Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Allen D. Nease High School.

Photo 1 / 40
Active

Active·1 day on market

210 Paseo Terraza 305

St. Augustine, FL 32095

$235,000Est. $1,291/mo mortgageMLS# 2170515
2
Beds
2
Baths
0
Sq Ft
2006
Built
2
Garage
No
Pool
FEMA Zone XHOA $670/moCondominium1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Luxury condo living meets Palencia's resort-style amenities! Beautifully maintained and move-in ready, this third-floor residence pairs elegant architectural details with an open layout, a spacious kitchen with breakfast bar, plantation shutters and a covered balcony for relaxing outdoors. Enjoy a 2-car garage and building elevator, plus a water softener and all appliances, including washer and dryer. Behind the condominium gates, residents have their own pool, with even more to enjoy throughout Palencia: pools with a waterslide, 10 clay tennis courts, pickleball, fitness facilities, parks, trails and the scenic Tolomato River boardwalk. From an active morning to a leisurely evening, the lifestyle is part of the appeal. Private golf membership is separate. Exceptional value for a beautifully kept condo with garage parking, elevator convenience and an amenity-rich setting. Come see how much your next chapter can include!

Next steps in St. Augustine Shores

FollowNew St. Augustine Shores homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,291
Property taxesest. at asking price, St. Johns County$313
HOAbilled quarterly$670
Estimated total, before insurance$2,274/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,977/yr · $331/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$235,000
$47,000
Loan Term
Monthly Payment
$1,291
Principal & Interest: $1,291
Property taxes (est.): $313
Insurance (est.): $157
Estimated Total Monthly
$1,761
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,801 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,977/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 22, 2026Price change$235,000+$10,000
  • Oct 22, 2026Listed$225,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
140 Calle El Jardin 102, St. Augustine, FL 32095Listed by DOGWOOD REALTYJul 2026$205,000$1602/21,2781170
315 Via Castilla 204, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATESep 2026$212,500$1543/21,383170.1
305 Via Castilla 203, St. Augustine, FL 32095Listed by DJ & LINDSEY REAL ESTATESep 2026$215,000$1682/21,278110.1
315 Via Castilla 203, St. Augustine, FL 32095Listed by DAVIDSON REALTY, INC.Jun 2026$215,000$1682/21,2781120.1
200 Paseo Terraza 402, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEMay 2026$244,000$1552/21,57580.1
425 La Travesia Flora 203, St. Augustine, FL 32095Listed by PREMIER HOMES REALTY INCJul 2026$195,000$1532/21,278480.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$235,000
Bedrooms2
Bathrooms2.00
Full Baths2
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleContemporary, Spanish
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zoned elementaryPalencia Elementary
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPalencia
Reported middlePacetti Bay
Reported highAllen D. Nease
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address210 Paseo Terraza 305, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionLa Terrazza
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0724202305
ZoningCondominium

Amenities

AmenitiesPool, Other, Basketball Court, Clubhouse, Elevator(s), Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Maintenance Structure, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Parking Lot
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Elevator, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate

Exterior

Patio / PorchPatio, Screened
Road SurfaceAsphalt

Additional Information

Date ListedOctober 22, 2026
Days on Market0
HOA Fees$2,011.01 / Quarterly
HOA FrequencyQuarterly
HOA NameLa Terraza
Tax Amount$3,977.21
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REMAX WELCOME HOME

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines