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This home is in The Plantation, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Active

Active·2 days on market·The Plantation

240 Laurel Lane

Ponte Vedra Beach, FL 32082

$1,629,500$645/sqftEst. $8,308/moMLS# 2158186

Beds

Baths

2,526

Sq Ft

1999

Built

2.5

Garage

Yes

Pool

About this home

The Plantation

Perfectly positioned on a quiet cul-de-sac along the 18th fairway, this custom one-story garden home offers effortless living in The Plantation at Ponte Vedra Beach. A long driveway with new pavers creates an impressive arrival, while large-format Saturnia stone floors set an elegant tone inside. At the heart of the home, a spacious great room features warm custom cabinetry, built-in shelving and a wood-burning fireplace. Walls of sliding glass fill the great room and adjoining dining room with natural light and frame fairway views. The dining room includes a custom built-in hutch with glass-front cabinetry and pull-out storage. Two private bedroom suites plus an office/third bedroom provide exceptional flexibility, while an additional room off the owner's suite is ideal for fitness, a second office or a quiet retreat. Andersen windows and sliding doors, plantation shutters and abundant custom storage complete the home. Lawn maintenance is included through the Garden Home association

Cost to own

Mortgage calculator

Home Price

$1,629,500

Down Payment: 20%

$325,900

Interest Rate: 6.58%

Loan Term

Monthly Payment

$8,308

Principal & Interest: $8,308

Property taxes (est.): $2,168

Insurance (est.): $1,086

Estimated Total Monthly

$11,563

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$8,308

Property taxesest. at asking price, St. Johns County$2,168

HOAbilled monthly$2,331

Estimated total, before insurance$12,808/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,961/yr · $997/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,961/yr

Estimated taxes if purchased at asking price: ~$26,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Concrete — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,653 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 1, 2026Listed$1,629,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,629,500

Price / Sq Ft$645

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,526

Total Structure Area3,891 sq ft

Acres0.19 acres

Year Built1999

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional, Other

StatusActive

# of Garages2.5

Has PoolYes

Pool FeaturesIn Ground, Electric Heat, Fenced, Heated, Waterfall

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryOcean Palms

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address240 Laurel Lane, Ponte Vedra Beach, FL 32082

Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210

SubdivisionThe Plantation At Pv

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size8,276.4 sq ft

Lot Dimensions30 x 82 x 83 x 85 x 95 x 34 (irregular lot)

Parcel Number0669151038

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Beach Access, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management - Full Time, Management- On Site, Pickleball, Playground, Security, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewGolf Course, Pool

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Other

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Induction Cooktop, Microwave, Refrigerator, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Stone, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup