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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active·1 day on market

1560 Lancaster Terrace 802

Jacksonville, FL 32204

$1,590,000$531/sqftEst. $8,807/mo mortgageMLS# 2169315
3
Beds
3
Baths
2,992
Sq Ft
1962
Built
3
Garage
No
Pool
FEMA Zone XHOA $2821/moWaterfrontCondominium1 story

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About this home

Jacksonville

RESIDENCE 802 AT BROADVIEW TERRACE combines former residences 802 & 804 into nearly 3,000 sq ft of distinctive, single-level living, capturing river & skyline in one direction & Riverside/Avondale/Ortega, & the western sky including views of Downtown & historic neighborhoods. Owner's extensive, year-long renovation completed August 2026, transformed the home w/ decorative millwork, custom French wallcoverings, Italian marble, designer plumbing fixtures, upgraded electrical hardware, lighting, drapery, & art-forward interiors. The result feels like a private residence, w/ a highly personal approach to luxury. 3 bedrooms 3 full baths complement generous entertaining rooms, 2 fireplaces, a wet bar, & breakfast nook. Former outdoor spaces enclosed on both sides create wraparound views, secured, covered parking spaces complete the offering. At the edge of Memorial Park in the Riverside/Five Points cultural & dining district Broadview Ter. connects residents to the Cummer Gallery/riverfront/

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,807
Property taxesest. at asking price, Duval County$2,596
HOAbilled monthly$2,821
Estimated total, before insurance$14,225/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,342/yr · $612/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,590,000
$318,000
Loan Term
Monthly Payment
$8,807
Principal & Interest: $8,807
Property taxes (est.): $2,596
Insurance (est.): $1,060
Estimated Total Monthly
$12,463
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Concrete — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,400 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,342/yr

Estimated taxes if purchased at asking price: ~$31,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 21, 2026Active$1,590,000
  • Oct 15, 2026Listed$1,590,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $440/sq ft; this home is listed at $531/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1596 Lancaster Terrace 3B, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTMay 2026$529,000$2123/3.52,500760
1560 Lancaster Terrace 1500, Jacksonville, FL 32204Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYDec 2025$1,300,000$5502/3.52,365100
1560 Lancaster Terrace 802 & 804, Jacksonville, FL 32204Listed by MOMENTUM REALTYJul 2025$1,000,000$3343/32,9924060
1846 Margaret Street 10A & 10B, Jacksonville, FL 32204Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$350,000$1204/32,905880.2
2358 Riverside Avenue 405, Jacksonville, FL 32204Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$1,000,000$4402/32,2751690.5
2358 Riverside Avenue 1102, Jacksonville, FL 32204Listed by NORVILLE REALTY INCSep 2025$1,900,000$6473/32,935980.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,590,000
Price / Sq Ft$531
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,992
Year Built1962
TypeResidential
Sub-TypeCondominium
StyleMid-Century Modern
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

ElementaryWest Riverside
MiddleLake Shore
HighRiverside

Community Information

Address1560 Lancaster Terrace 802, Jacksonville, FL 32204
Area031-Riverside
SubdivisionBroadview Terrace
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Dimensions91sf for the unit not the entire property
Parcel Number0901770562
ZoningResidential

Amenities

AmenitiesPool, Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Jogging Path, Laundry, Management - Full Time, Park, Security, Storage, Tennis Court(s), Trash, Water
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Circular Driveway, Covered, Garage, Garage Door Opener, Gated, Guest, Off Street, On Street
ViewBridge(s), City, Pool, River, Water

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Butler Pantry, Elevator, Entrance Foyer, Guest Suite, In-Law Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Range, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Washer, Freezer, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer
HeatingCentral, Hot Water
CoolingCentral Air, Multi Units, Separate Meters, Wall/Window Unit(s), Zoned, Other
FlooringCarpet, Marble, Stone, Tile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup
Security24 Hour Security, Carbon Monoxide Detector(s), Entry Phone/Intercom, Fire Alarm, Fire Sprinkler System, Firewall(s), Gated with Guard, Key Card Entry, Secured Lobby, Security Gate, Security Lights, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Impact Windows, Tennis Court(s)
Lot DescriptionHistoric Area
Patio / PorchCovered, Glass Enclosed, Porch, Terrace
FencingBack Yard
RoofConcrete
ConstructionBlock, Concrete
Other StructuresTennis Court(s)

Additional Information

Date ListedOctober 21, 2026
Days on Market0
HOA Fees$2,821.35 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Structure, Pest Control, Security, Sewer, Trash, Water
Tax Amount$7,342.1
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RIVERPOINT REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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