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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·44 days on market

1560 Lancaster Terrace 706

Jacksonville, FL 32204

$359,999$275/sqftEst. $1,851/moMLS# 2156021
2
Beds
2
Baths
1,310
Sq Ft
1962
Built
Garage
No
Pool

About this home

Jacksonville

Enjoy breathtaking views of the downtown Jacksonville skyline and the St. Johns River from this elegant two-bedroom luxury condominium. Beautiful wood parquet floors add timeless character throughout the home. The spacious primary suite features a large ensuite bath and generous closet space. The kitchen includes a dishwasher and oven, and an in-unit washer and dryer adds everyday convenience. Amenities include covered garage parking, a riverfront pool, and a 24-hour manned lobby. Ideally located near Riverside and Five Points, you'll be minutes from premier dining, boutique shopping, parks, cultural attractions, and the Riverwalk. Experience luxury waterfront living with one of Jacksonville's most spectacular views.

Cost to own

Mortgage calculator

$359,999
$72,000
Loan Term
Monthly Payment
$1,851
Principal & Interest: $1,851
Property taxes (est.): $588
Insurance (est.): $240
Estimated Total Monthly
$2,679
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,851
Property taxesest. at asking price, Duval County$588
HOAbilled monthly$1,296
Estimated total, before insurance$3,735/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,032/yr · $253/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,032/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,402 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 18, 2026Listed$359,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$359,999
Price / Sq Ft$275
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,310
Year Built1962
TypeResidential
Sub-TypeCondominium
StyleMid-Century Modern
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address1560 Lancaster Terrace 706, Jacksonville, FL 32204
Area031-Riverside
SubdivisionBroadview Terrace
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Parcel Number0901770558

Amenities

AmenitiesPool, Fitness Center, Tennis Court(s)
UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingAssigned, Garage
ViewCity, River
Waterfront TypeRiver Front

Interior

AppliancesDishwasher
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LaundryIn Unit
Security24 Hour Security, Key Card Entry, Secured Lobby

Exterior

Patio / PorchGlass Enclosed

Additional Information

Date ListedJuly 18, 2026
Days on Market0
HOA Fees$1,296.12 / Monthly
HOA FrequencyMonthly
HOA NameHorizon Realty Management
Tax Amount$3,032.11
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BYERS PROPERTIES, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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