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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active·Listed today

1560 Lancaster Terrace 908

Jacksonville, FL 32204

$495,000$375/sqftEst. $2,542/moMLS# 2161885
2
Beds
2
Baths
1,320
Sq Ft
1962
Built
1
Garage
No
Pool

About this home

Jacksonville

This lovely riverfront condo located in one of Jacksonville's best condo buildings is ready for its new owner. The current owner has lived in and lovingly cared for it since 1984! Interiors were done by the noted interior designer, Ward Larisey. His work is certainly a testimonial that good design never goes out of style. The unit, located on the 9th floor, has stunning views of the St. Johns river and the refreshing pool deck below. The kitchen was renovated in 2020 with modern and luxurious white lacquer cabinetry. This high end look includes separate refrigerator and freezer columns. The unit also has ADUNDANT storage. Located in one of the most walkable sections of Jacksonville, you can stroll to Memorial Park which is a 9 acre riverfront park. You can also live like the French and walk to grocery store for your daily meal supplies. Other walkable areas include the Cummer Museum, Riverside Arts Market, YMCA and many local boutiques and restaurants. Deeded parking too! Call today!

Cost to own

Mortgage calculator

$495,000
$99,000
Loan Term
Monthly Payment
$2,542
Principal & Interest: $2,542
Property taxes (est.): $808
Insurance (est.): $330
Estimated Total Monthly
$3,680
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,542
Property taxesest. at asking price, Duval County$808
HOAbilled monthly$1,252
Estimated total, before insurance$4,602/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,263/yr · $105/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$278,200$60,326
2024$278,200$57,778 $22,700
2023$255,500$54,494
2022$255,500$55,805
2021$250,500$52,709
2020$243,500$51,285

2025 property taxes (current owner): $1,263/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 26, 2026Listed$495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$495,000
Price / Sq Ft$375
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,320
Year Built1962
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address1560 Lancaster Terrace 908, Jacksonville, FL 32204
Area031-Riverside
SubdivisionBroadview Terrace
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Parcel Number0901770576
ZoningResidential

Amenities

AmenitiesPool, Elevator(s), Fitness Center, Maintenance Grounds, Maintenance Structure, Management - Full Time, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewRiver
Waterfront TypeRiver Front

Interior

Interior FeaturesEntrance Foyer
AppliancesDishwasher, Double Oven, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
LaundryIn Unit
SecurityKey Card Entry, Secured Lobby

Exterior

Exterior FeaturesBalcony
ConstructionStucco

Additional Information

Date ListedAugust 26, 2026
Days on Market0
HOA Fees$1,251.51 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water
Tax Amount$1,262.82
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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