This home is in Jacksonville — a waterfront home in Jacksonville.
Active·45 days on market
1560 Lancaster Terrace 908
Jacksonville, FL 32204
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
This lovely riverfront condo located in one of Jacksonville's best condo buildings is ready for its new owner. The current owner has lived in and lovingly cared for it since 1984! Interiors were done by the noted interior designer, Ward Larisey. His work is certainly a testimonial that good design never goes out of style. The unit, located on the 9th floor, has stunning views of the St. Johns river and the refreshing pool deck below. The kitchen was renovated in 2020 with modern and luxurious white lacquer cabinetry. This high end look includes separate refrigerator and freezer columns. The unit also has ABUNDANT storage. Located in one of the most walkable sections of Jacksonville, you can stroll to Memorial Park which is a 9 acre riverfront park. You can also live like the French and walk to grocery store for your daily meal supplies. Other walkable areas include the Cummer Museum, Riverside Arts Market, YMCA and many local boutiques and restaurants. Deeded parking too! Call today!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — year not disclosed (home built 1962)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,402 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $278,200 | $60,326 | — |
| 2024 | $278,200 | $57,778 | ▲ $22,700 |
| 2023 | $255,500 | $54,494 | — |
| 2022 | $255,500 | $55,805 | — |
| 2021 | $250,500 | $52,709 | — |
| 2020 | $243,500 | $51,285 | — |
2025 property taxes (current owner): $1,263/yr
Estimated taxes if purchased at asking price: ~$9,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 26, 2026Listed$495,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $295/sq ft; this home is listed at $375/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1560 Lancaster Terrace 604, Jacksonville, FL 32204Listed by LUXURY PROPERTY SERVICES GROUP | Feb 2026 | $440,000 | $328 | 2/2 | 1,340 | 234 | 0 |
| 1629 Riverside Avenue 7, Jacksonville, FL 32204Listed by DOUGLAS ELLIMAN FLORIDA | Jun 2025 | $270,000 | $259 | 2/1 | 1,044 | 84 | 0.1 |
| 1661 Riverside Avenue 313, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $340,000 | $324 | 2/2 | 1,048 | 12 | 0.2 |
| 1661 Riverside Avenue 407, Jacksonville, FL 32204Listed by SPECTRUM REALTY SERVICES | Aug 2026 | $385,000 | $295 | 2/2 | 1,305 | 47 | 0.2 |
| 2030 Herschel Street 2, Jacksonville, FL 32204Listed by COASTAL HOMES NORTH FLORIDA LLC | Aug 2026 | $345,000 | $285 | 2/2 | 1,211 | 171 | 0.3 |
| 2064 Herschel Street 106, Jacksonville, FL 32204Listed by EXP REALTY LLC | Jun 2026 | $245,000 | $246 | 1/2 | 996 | 208 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines