This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Aug 24, 2026·88 days on market·Recent sales in Jacksonville
1846 Margaret Street 10A & 10B
Jacksonville, FL 32204
About this home
Jacksonville
Historic Blank Slate with Panoramic River Views at Park Lane Welcome to the Park Lane Condos, a 1926 historic masterpiece rich in period charm and character. For the buyer looking to create a truly bespoke living space, this listing includes Units 10A and 10B--encompassing the entire 10th floor. The potential here is unmatched. Surrounded by windows, the floor features dual sunrooms and four separate patio spaces that capture stunning 360-degree views of the St. Johns River, Memorial Park, and the Riverside skyline. Investment Notes: Package Deal: The units will not be sold individually, as they share a single electrical panel. Condition: Total renovation is required. If you've been looking for the ultimate restoration project to bring a historic treasure into the modern luxury era, this is your canvas.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1926)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA Water/Sewer
County records indicate this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,730 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $350,000 | $350,000 | — |
| 2024 | $313,500 | $114,044 | — |
| 2023 | $313,500 | $109,121 | — |
| 2022 | $278,300 | $108,841 | ▲ $13,200 |
| 2021 | $265,100 | $104,200 | ▲ $4,950 |
| 2020 | $260,150 | $102,065 | ▲ $2,200 |
2025 property taxes (current owner): $12,285/yr
Estimated taxes if purchased at asking price: ~$6,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 24, 2026Closed$400,000
- Jul 28, 2026Pending$400,000
- May 19, 2026Listed$400,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $509/sq ft; this home is listed at $138/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1560 Lancaster Terrace 1500, Jacksonville, FL 32204Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Dec 2025 | $1,300,000 | $550 | 2/3.5 | 2,365 | 10 | 0.2 |
| 2358 Riverside Avenue 405, Jacksonville, FL 32204Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $1,000,000 | $440 | 2/3 | 2,275 | 169 | 0.3 |
| 1431 Riverplace Boulevard 1106, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $875,000 | $414 | 2/2 | 2,113 | 0 | 1.7 |
| 1630 Bridgeton Drive, Jacksonville, FL 32207Listed by ENGEL & VOLKERS FIRST COAST | Jul 2026 | $995,000 | $477 | 3/3.5 | 2,085 | 48 | 1.8 |
| 2042 Prudential Drive, Jacksonville, FL 32207Listed by JACKSONVILLE TBI REALTY, LLC | Jul 2026 | $1,060,830 | $509 | 3/3.5 | 2,085 | 0 | 2.1 |
| 2060 Prudential Drive, Jacksonville, FL 32207Listed by JACKSONVILLE TBI REALTY, LLC | Jun 2026 | $1,131,310 | $543 | 3/3.5 | 2,085 | 0 | 2.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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