This home is in Jacksonville — a waterfront home in Jacksonville.
Active·153 days on market
1560 Lancaster Terrace 508
Jacksonville, FL 32204
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Wake up to stunning views of the St. Johns River in this elegant two-bedroom luxury condo nestled in the coveted Riverside & 5 Points area. Freshly painted and featuring brand-new carpet, the home is accented by hardwood floors in one bedroom, the foyer, and kitchen, offering timeless character and sophistication. A spacious primary bathroom and abundant closet space enhance everyday comfort, while the unit includes a dishwasher, oven, and in-unit washer and dryer (refrigerator not included). Enjoy covered garage parking, a beautiful riverfront pool, and the peace of mind of a 24/7 manned lobby. Just steps from premier dining, boutiques, parks, and the riverwalk, this condo offers refined living with effortless walkability.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — year not disclosed (home built 1962)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,402 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Atlantic Blvdabout 17 mi · 50 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 5 mi · 4 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 4 mi · Cedar River
Closest kayak & paddleboard launch
North Bank River Walk – Gefen Park Paddlecraft Accessabout 0.7 mi · Saint Johns River
Closest youth league fields
Winston Family YMCAabout 0.8 mi · Basketball, Football, Soccer, Volleyball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $278,200 | $278,200 | — |
| 2024 | $278,200 | $278,200 | ▲ $22,700 |
| 2023 | $255,500 | $255,500 | — |
| 2022 | $255,500 | $255,500 | — |
| 2021 | $250,500 | $250,500 | — |
| 2020 | $243,500 | $243,500 | — |
2025 property taxes (current owner): $4,965/yr
Estimated taxes if purchased at asking price: ~$7,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 17, 2026Price change$359,999−$40,000
- Jul 17, 2026Price change$399,999−$11,801
- May 17, 2026Listed$411,800
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $309/sq ft; this home is listed at $273/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1560 Lancaster Terrace 1006, Jacksonville, FL 32204Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | May 2026 | $440,000 | $395 | 2/1.5 | 1,115 | 13 | 0 |
| 505 Lancaster Street 14C, Jacksonville, FL 32204Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | May 2026 | $505,000 | $309 | 3/2 | 1,635 | 291 | 0.1 |
| 1661 Riverside Avenue 310, Jacksonville, FL 32204Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $319,900 | $305 | 2/2 | 1,048 | 4 | 0.2 |
| 1661 Riverside Avenue 313, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $340,000 | $324 | 2/2 | 1,048 | 12 | 0.2 |
| 1661 Riverside Avenue 407, Jacksonville, FL 32204Listed by SPECTRUM REALTY SERVICES | Aug 2026 | $385,000 | $295 | 2/2 | 1,305 | 47 | 0.2 |
| 2030 Herschel Street 2, Jacksonville, FL 32204Listed by COASTAL HOMES NORTH FLORIDA LLC | Aug 2026 | $345,000 | $285 | 2/2 | 1,211 | 171 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BYERS PROPERTIES, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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