This home is in Jacksonville — a waterfront home in Jacksonville.
$365,000Sold3 bd · 3 ba · 2,365 sq ft
Sold·Closed Nov 6, 2026·294 days on market·Recent sales in Jacksonville
1596 Lancaster Terrace 7A
Jacksonville, FL 32204
About this home
Jacksonville
****PRICE REDUCTION****. This is a must see, 7th floor condo unit with panoramic views looking out over the St. Johns river, downtown and Memorial Park. Located in the heart of Riverside within walking distance to restaurants, parks, Cummer Art Museum and grocery stores. The main lobby and garage have secured entry. This unit comes with 1-garage space and storage room. There is a 2nd floor pool and gym. The entry to the unit has double doors opening up to parquet flooring. The living/dining room is large with a fireplace and opens to the enclosed breakfast area and patio where you can look out at the river and watch for dolphins. It has 3 nice size bedrooms with each having its own full bathroom and plenty of closet space. It just needs some cosmetic and updates. Being sold ''As Is''. ***Buyer to do own due diligence and verify any and all information. Including HOA info***
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — year not disclosed (home built 1974)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA Water/Sewer
County records indicate this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,636 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Blvdabout 17 mi · 50 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 5 mi · 4 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 4 mi · Cedar River
Closest kayak & paddleboard launch
North Bank River Walk – Gefen Park Paddlecraft Accessabout 0.7 mi · Saint Johns River
Closest youth league fields
Winston Family YMCAabout 0.9 mi · Basketball, Football, Soccer, Volleyball
Closest grocery store
Publixabout 0.2 mi · 2033 Riverside Ave, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $547,500 | $547,500 | ▼ $57,000 |
| 2024 | $604,500 | $604,500 | ▲ $52,500 |
| 2023 | $552,000 | $257,933 | — |
| 2022 | $448,500 | $248,965 | — |
| 2021 | $422,000 | $240,258 | — |
| 2020 | $375,000 | $236,251 | — |
2025 property taxes (current owner): $9,743/yr
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Nov 9, 2026Closed$369,900
- Sep 21, 2026Pending$369,900
- Sep 15, 2026Price change$369,900−$10,000
- Jul 22, 2026Price change$379,900−$10,000
- Dec 3, 2025Listed$389,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $324/sq ft; this home is listed at $154/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1596 Lancaster Terrace 3B, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | May 2026 | $529,000 | $212 | 3/3.5 | 2,500 | 76 | 0 |
| 1846 Margaret Street 10A & 10B, Jacksonville, FL 32204Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $350,000 | $120 | 4/3 | 2,905 | 88 | 0.1 |
| 1661 Riverside Avenue 214, Jacksonville, FL 32204Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Aug 2026 | $590,000 | $306 | 3/2.5 | 1,929 | 29 | 0.2 |
| 1661 Riverside Avenue 426, Jacksonville, FL 32204Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $625,000 | $324 | 3/2.5 | 1,929 | 0 | 0.2 |
| 2358 Riverside Avenue 105, Jacksonville, FL 32204Listed by ROUND TABLE REALTY | Nov 2026 | $2,200,000 | $733 | 3/3 | 3,000 | 28 | 0.5 |
| 2358 Riverside Avenue 405, Jacksonville, FL 32204Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $1,000,000 | $440 | 2/3 | 2,275 | 169 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL ESTATE ASSET DISPOSITION CORP.
Sold by: TRADITIONS REALTY LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Nov 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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