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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·1 day on market

12349 Shady Bridge Trail

Jacksonville, FL 32258

$620,000$184/sqftEst. $3,407/mo mortgageMLS# 2168872
Open house Sat, Oct 24 · 12:00 pm–3:00 pm
5
Beds
4.5
Baths
3,373
Sq Ft
2016
Built
3
Garage
No
Pool
FEMA Zone XHOA $46/mo6,534 sqft lotSingle Family Residence2 stories

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Exceptional must-see Riverton Estates home is located in Mandarin. Just minutes from Baptist South, great dining and shopping. Built in 2016, this 3,373 SF home offers 5 beds and 4.5 baths with marble counters and flooring. The grand foyer with Carrara marble and the cast-iron railed staircase sets an elegant tone. Separate dining room with marble flooring. The first floor includes a bedroom and 1 .5 bathrooms. The kitchen has granite counters, marble backslash, a massive 10ft island, and ample storage. Hardwood floors and tall ceilings create a warm, open feel. Brand new tankless water heater just added. Upstairs offers a large primary bedroom and 3 additional bedrooms and 3 bathrooms, a huge loft and conveniently located laundry room. The back patio has a hot tub and wooded forest view. The house is in a cul-de-sac. This stylish, move-in-ready, 3 car garage home offers comfort and elegance. Motivated Seller. Just 25 minutes from the beach. Come see it today

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,407
Property taxesest. at asking price, Duval County$1,012
HOAbilled annually$46
Estimated total, before insurance$4,465/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,765/yr · $480/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$620,000
$124,000
Loan Term
Monthly Payment
$3,407
Principal & Interest: $3,407
Property taxes (est.): $1,012
Insurance (est.): $413
Estimated Total Monthly
$4,833
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,593 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$492,939$275,673—
2024$464,894$265,647—
2023$481,285$259,852—
2022$463,336$249,371—
2021$358,332$239,196—
2020$337,743$259,513▲ $3,000

2025 property taxes (current owner): $5,765/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 23, 2026Active$620,000
  • Oct 12, 2026Listed$620,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $184/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12258 Deeder Lane, Jacksonville, FL 32258Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$795,000$2464/3.53,236140.2
4971 Grand Lakes Drive N, Jacksonville, FL 32258Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$485,000$1884/22,584720.5
12868 Old St Augustine Road, Jacksonville, FL 32258Listed by UNITED REAL ESTATE GALLERYAug 2026$770,000$1766/44,382210.7
11850 Fitchwood Circle, Jacksonville, FL 32258Listed by FATHOM REALTY FL, LLC.Jul 2026$749,900$2114/33,55340.7
4654 Julington Creek Road, Jacksonville, FL 32258Listed by ELITE REALTY GROUPOct 2026$1,200,000$3645/43,2951630.8
11828 Collins Creek Drive, Jacksonville, FL 32258Listed by DOORVINE REALTY LLCSep 2026$568,000$2104/32,703640.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$620,000
Price / Sq Ft$184
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,373
Acres0.15 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address12349 Shady Bridge Trail, Jacksonville, FL 32258
Area014-Mandarin
SubdivisionRiverton Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size6,534 sq ft
Parcel Number1572701160

Amenities

AmenitiesNone
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, On Street
ViewTrees/Woods

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Entrance Foyer, Guest Suite, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Marble, Wood
# of Stories2
LaundryIn Unit
SecurityClosed Circuit Camera(s)
Spa FeaturesHeated, Above Ground, Private

Exterior

Lot DescriptionWooded
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 23, 2026
Days on Market0
HOA Fees$550 / Annually
HOA FrequencyAnnually
Tax Amount$5,765.39
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/24/2026

12:00 pm - 3:00 pm