This home is in Sweetwater Creek, Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Sep 23, 2026·64 days on market·Recent sales in Sweetwater Creek·Sweetwater Creek
11828 Collins Creek Drive
Jacksonville, FL 32258
4 more homes for sale in Sweetwater Creek →Search Sweetwater Creek on the map
About this home
Sweetwater Creek
NEW KITCHEN! NEW FLOORS throughout home! NEW BATHROOM upgrades! NEW Screened Lanai covering swimming pool! Lake view right in your backyard! Conveniently located near shopping, dining, and top-rated schools in Mandarin!
Next steps in Sweetwater Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,723 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $427,993 | $278,673 | ▲ $15,321 |
| 2023 | $438,156 | $269,100 | ▲ $15,000 |
| 2022 | $407,256 | $259,806 | ▲ $42,807 |
| 2021 | $311,473 | $250,783 | — |
| 2020 | $297,776 | $246,631 | — |
Estimated taxes if purchased at asking price: ~$11,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Sep 26, 2026Closed$589,900
- Sep 8, 2026Pending$589,900
- Jul 24, 2026Price change$589,900−$13,100
- Jul 6, 2026Listed$603,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $218/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11567 Summer Haven Boulevard N, Jacksonville, FL 32258Listed by HERRON REAL ESTATE LLC | Sep 2026 | $515,000 | $193 | 4/3 | 2,666 | 5 | 0.3 |
| 11577 Summer Brook Court, Jacksonville, FL 32258Listed by CRYSTAL CLEAR REALTY, LLC | Aug 2026 | $516,000 | $205 | 4/3 | 2,522 | 362 | 0.3 |
| 5052 Taylor Creek Drive, Jacksonville, FL 32258Listed by REGNIER REAL ESTATE | Sep 2026 | $589,900 | $277 | 3/2 | 2,128 | 67 | 0.6 |
| 11346 Mandarin Ridge Lane, Jacksonville, FL 32258Listed by REDFIN CORPORATION | Sep 2026 | $600,000 | $212 | 3/3 | 2,836 | 17 | 0.8 |
| 11023 Blessings Court, Jacksonville, FL 32257Listed by PASSPORT REALTY, LLC. | Oct 2026 | $469,900 | $187 | 4/2.5 | 2,510 | 132 | 1 |
| 11041 Blessings Court, Jacksonville, FL 32257Listed by PASSPORT REALTY, LLC. | Oct 2026 | $449,900 | $179 | 4/2.5 | 2,510 | 8 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DOORVINE REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sweetwater Creek
Sweetwater Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32258.
View all Sweetwater Creek homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines