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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cordova Palms, St. Augustine — a home near St. Augustine High School.

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Active

Active·Listed today·Cordova Palms

54 Torres Trace

St. Augustine, FL 32095

$474,900$191/sqftEst. $2,630/moMLS# 2168502
5
Beds
3
Baths
2,487
Sq Ft
2024
Built
2
Garage
No
Pool

33 more homes for sale in Cordova Palms →Search Cordova Palms on the map

HOA $73/mo5,227 sqft lotSingle Family Residence2 stories

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About this home

Cordova Palms

Welcome to this beautiful, nearly new Pulte Trailside model in St. Augustine! This spacious 2,487 sq. ft. home features a thoughtfully designed layout with one bedroom and a full bathroom downstairs, ideal for guests or multigenerational living, plus a spacious loft upstairs offering additional flexible living space. The primary suite features a luxurious walk-in Super Shower. Enjoy the convenience of a water softener system throughout the entire home and an extended garage providing additional space. The screened, covered lanai features a natural gas connection for your BBQ and overlooks a beautiful preserve, offering peaceful views and added privacy. The backyard provides ample space to create your own outdoor retreat and make it your style, with a natural preserve behind the property where no homes can be built. Located in a desirable community with amenities including pickleball, a dog park, and a covered community terrace. Conveniently located near historic downtown St. Augustine

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,630
Property taxesest. at asking price, St. Johns County$632
HOAbilled annually$73
Estimated total, before insurance$3,335/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,080/yr · $673/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$474,900
$94,980
Loan Term
Monthly Payment
$2,630
Principal & Interest: $2,630
Property taxes (est.): $632
Insurance (est.): $317
Estimated Total Monthly
$3,579
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:23 AM, sunset 7:02 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,080/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Listed$474,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$474,900
Price / Sq Ft$191
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,487
Total Structure Area3,246 sq ft
Acres0.12 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address54 Torres Trace, St. Augustine, FL 32095
Area307-World Golf Village Area-SE
SubdivisionCordova Palms
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size5,227.2 sq ft
Parcel Number0725712460
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Maintenance Grounds, Management- On Site, Pickleball, Playground
Community FeaturesSidewalks, Street Lights
UtilitiesElectricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Covered, Garage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesEntrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Natural Gas
CoolingCentral Air, Electric
# of Stories2
LevelsTwo
LaundrySink, Upper Level

Exterior

Patio / PorchCovered, Rear Porch, Screened
Road SurfaceAsphalt, Paved
Road FrontageCounty Road

Additional Information

Date ListedOctober 8, 2026
Days on Market0
HOA Fees$870 / Annually
HOA FrequencyAnnually
HOA NameCordova Palms
HOA Fee IncludesInternet, Maintenance Grounds, Other
Tax Amount$8,079.7
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cordova Palms

Cordova Palms is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32095.

View all Cordova Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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