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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cordova Palms, St. Augustine — a new construction home in St. Johns County.

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Active·52 days on market·Cordova Palms

126 Villanueva Trail Trail

St. Augustine, FL 32095

$459,990$211/sqftEst. $2,528/mo mortgageMLS# 2163395
4
Beds
2.5
Baths
2,181
Sq Ft
2026
Built
3
Garage
No
Pool

28 more homes for sale in Cordova Palms →Search Cordova Palms on the map

FEMA Zone XHOA $70/moSingle Family Residence2 storiesNew construction

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About this home

Cordova Palms

Welcome to Cordova Palms at St Augustine Community! Low CDD & HOA Fees. Amazing amenities, Clubhouse, Gym, Pool, Playground, Pickle Ball, Dog Park. The Award-winning Springfield II on lot 699, the two-story floor plan boasts 4 Bedroom, 2.5 bath, loft and a 3-Car Garage. On a great conservation homesite! 2181 SF. w/ 9' ceilings on first floor. The owner's suite is on the first floor, showcasing the owner's bathroom with a tile shower and a glass door, double sinks, quartz counter tops, and raised vanities in all baths! Home features a combo dining and family room, oversized family room glass slider, great for entertaining, 42-inch gray kitchen cabinets; quartz in kitchen, owner's suite and secondary bath w/raised vanities.

Next steps in Cordova Palms

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,528
Property taxesest. at asking price, St. Johns County$612
HOAbilled monthly$70
Estimated total, before insurance$3,210/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$459,990
$91,998
Loan Term
Monthly Payment
$2,528
Principal & Interest: $2,528
Property taxes (est.): $612
Insurance (est.): $307
Estimated Total Monthly
$3,447
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 3, 2026Listed$459,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
374 Villanueva Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCJul 2026$435,000$1905/32,286430
196 Villanueva Trail, St. Augustine, FL 32095Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$423,913$2283/21,86200
208 Villanueva Trail, St. Augustine, FL 32095Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$437,043$1954/32,246310
220 Villanueva Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCJun 2026$476,990$1755/42,728410
443 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$429,990$1914/32,2481530.1
260 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$419,990$1924/32,1881610.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$459,990
Price / Sq Ft$211
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,181
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address126 Villanueva Trail Trail, St. Augustine, FL 32095
Area307-World Golf Village Area-SE
SubdivisionCordova Palms
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0725716990

Amenities

UtilitiesSewer Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Double Oven, Gas Oven, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2

Additional Information

Date ListedSeptember 3, 2026
Days on Market52
HOA Fees$70 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: EAGLES WORLD REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cordova Palms

Cordova Palms is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32095.

View all Cordova Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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