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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia Walk, Fernandina Beach — a home near Fernandina Beach High School.

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Active

Active·2 days on market·Amelia Walk

85505 Babcock Court

Fernandina Beach, FL 32034

$365,000$218/sqftEst. $2,022/moMLS# 2168267
2
Beds
2
Baths
1,672
Sq Ft
2010
Built
2
Garage
No
Pool

15 more homes for sale in Amelia Walk →Search Amelia Walk on the map

FEMA Zone XHOA $7/moWaterfrontSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Amelia Walk

Brand new roof and currently the lowest-priced home available in Amelia Walk! This move-in ready home is an excellent opportunity to own in one of Fernandina Beach's most desirable communities. The home features 2 bedrooms, 2 bathrooms and a large office that could be used as a third bedroom, bonus room or additional living space. The open kitchen and living area features vaulted ceilings and water views, making the space inviting. The primary suite offers a large walk-in closet and bathroom with double vanities, a walk-in shower and soaking tub. Outside, you'll love the extended screened lanai overlooking the water, perfect for morning coffee, relaxing in the evenings or entertaining. Located on a cul-de-sac with an oversized backyard, there is room for a pool or additional outdoor living space. With a brand new roof, water view, oversized lot and one of the best price points in Amelia Walk, this home is a great option for a primary residence, second home or investment.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,022
Property taxesest. at asking price, Nassau County$504
HOAbilled annually$7
Estimated total, before insurance$2,533/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$2,022
Principal & Interest: $2,022
Property taxes (est.): $504
Insurance (est.): $243
Estimated Total Monthly
$2,769
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 7, 2026Listed$365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$365,000
Price / Sq Ft$218
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,672
Year Built2010
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address85505 Babcock Court, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia Walk
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number13-2N-27-0720-0064-0000
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne

Exterior

Patio / PorchPorch, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedOctober 7, 2026
Days on Market2
HOA Fees$85 / Annually
HOA FrequencyAnnually
HOA NameAmelia Walk
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ISLAND SIDE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia Walk

Amelia Walk is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Amelia Walk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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