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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach a home near Yulee High School.

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Active

Active·279 days on market

84927 Fall River Parkway

Fernandina Beach, FL 32034

$450,000$197/sqftEst. $2,313/moMLS# 2119171
4
Beds
3
Baths
2,282
Sq Ft
2022
Built
3
Garage
No
Pool

About this home

Fernandina Beach

Welcome to Fernandina Beach - Amelia Walk! Check out this bright and beautiful 4 bed/3 FULL bath 2022 build - Move in ready, single story home featuring 3 car garage. Upon entry, you're welcomed into the seamless floor plan with combined kitchen and living + designated dining space. The kitchen includes tasteful grey cabinetry with crown molding & a useful interior island with additional storage space. Sparkling white countertops overlook the living room and screened patio via the breakfast bar. The patio offers views of the peaceful preserve including a spacious backyard ideal for your 4 legged friends. Inside you'll find your primary bedroom thoughtfully split for ultimate privacy. Bed 2 includes a full en suite bath ideal for guests, plus beds 3 & 4 share a 3rd full bath! Wood look tile and brand new carpet flow throughout the home. Don't miss out on the top notch amenities including the clubhouse, community pool, fitness classes, children's park + more

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,313
Principal & Interest: $2,313
Property taxes (est.): $621
Insurance (est.): $300
Estimated Total Monthly
$3,235
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,313
Property taxesest. at asking price, Nassau County$621
HOAbilled annually$7
Estimated total, before insurance$2,942/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$9,822/yr · $818/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $401,000 in June 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$440,610$381,240
2024$424,647$369,647
2023$407,657$407,657
2022$65,000$65,000
2021$40,000$40,000

2024 property taxes (current owner): $9,822/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 13, 2026Price change$450,000$5,000
  • Nov 22, 2025Listed$455,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$450,000
Price / Sq Ft$197
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,282
Acres0.29 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address84927 Fall River Parkway, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia Walk
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size12,632.4 sq ft
Parcel Number132N27072400070000

Amenities

AmenitiesPool, Clubhouse, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchRear Porch, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedNovember 23, 2025
Days on Market264
HOA Fees$85 / Annually
HOA FrequencyAnnually
Tax Amount$9,821.62
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JASON MITCHELL REAL ESTATE FLORIDA, LLC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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