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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia Walk, Fernandina Beach — a gated community home on Amelia Island.

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Active

$479,9005 bd · 3.5 ba · 3,071 sq ft

Active·8 days on market·Amelia Walk

85030 Champlain Drive

Fernandina Beach, FL 32034

$479,900$156/sqftEst. $2,601/mo mortgageMLS# 2160043
↓ $19,100 below original list
5
Beds
3.5
Baths
3,071
Sq Ft
2008
Built
2
Garage
No
Pool

13 more homes for sale in Amelia Walk →Search Amelia Walk on the map

FEMA Zone XHOA $7/mo10,019 sqft lotWaterfrontSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Amelia Walk

MOTIVATED SELLER! Take advantage of 3% toward buyer's closing costs with an acceptable offer. This beautiful lakefront home in Amelia Walk is ready for its next chapter. Wide-open lake views set the tone from the moment you walk in, flowing through an open-concept layout where the gourmet kitchen, bathed in natural light, overlooks the family room and makes everyday living feel effortless. Retreat to the first-floor primary suite, complete with his-and-her closets and vanities for a true owners' getaway. A formal dining room and a dedicated flex space just off the foyer round out the main level, ideal for a home office, study, or whatever your lifestyle calls for. Upstairs, a spacious bonus room joins four additional bedrooms and two full baths, giving everyone room to spread out. Thoughtful design and custom touches carry through every corner of this home, from generous storage to quality finishes that elevate the everyday. Outside, the fenced backyard and brick paver patio open onto

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$2,601
Property taxesest. at asking price, Nassau County$642
HOAbilled annually$7
Estimated total, before insurance$3,250/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,557/yr · $380/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$479,900
$95,980
Loan Term
Monthly Payment
$2,601
Principal & Interest: $2,601
Property taxes (est.): $642
Insurance (est.): $320
Estimated Total Monthly
$3,563
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,731 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 6:52 AM, sunset 5:29 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$515,003$294,872—
2025$535,924$286,457—
2024$515,289$277,676—
2023$496,922$268,132—
2022$400,478$258,866—
2021$331,650$249,870—
2020$307,383$245,730—

2025 property taxes (current owner): $4,557/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 6, 2026Price change$479,900−$9,100
  • Nov 5, 2026Withdrawn$489,000
  • Sep 23, 2026Price change$489,000−$10,000
  • Aug 13, 2026Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $156/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85082 Calumet Drive, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTNov 2026$699,000$2484/32,820600.2
85239 Champlain Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJul 2026$670,000$2314/3.52,90450.2
95154 Cornflower Drive, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$505,000$1765/42,8761570.4
85428 Sagaponack Drive, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAOct 2026$563,000$2124/32,6572780.4
94974 Windflower Trail, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$530,000$2234/32,37650.5
85617 Fall River Parkway, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYOct 2026$564,000$1974/3.52,863190.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$479,900
Price / Sq Ft$156
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,071
Acres0.23 acres
Year Built2008
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address85030 Champlain Drive, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia Walk
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size10,018.8 sq ft
Parcel Number132N27072000750000
ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Playground
Community FeaturesSidewalks, Fishing, Suburban, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCorner Lot
Patio / PorchCovered, Rear Porch
FencingFenced, Back Yard, Wrought Iron
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedNovember 6, 2026
Days on Market8
HOA Fees$85 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$4,556.84
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS SOUTHEASTERN PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia Walk

Amelia Walk is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Amelia Walk homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines