This home is in Fernandina Beach.

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Active

Active·45 days on market

85467 Stonehurst Parkway

Fernandina Beach, FL 32034

$499,000$208/sqftEst. $2,544/moMLS# 2150108

Beds

Baths

2,399

Sq Ft

2023

Built

Garage

Pool

About this home

Fernandina Beach

Welcome to 85467 Stonehurst Parkway in the sought-after Hampton Lakes community of Fernandina Beach. Built in 2023, this like-new 4-bedroom, 3-bath home offers nearly 2,400 square feet of thoughtfully designed living space. The open-concept floor plan seamlessly connects the spacious living, dining, and kitchen areas, creating the perfect setting for everyday living and entertaining. The private owner's suite features a walk-in closet and en-suite bath, while three additional bedrooms and two full baths provide plenty of room for family, guests, or a home office. Situated on a generous quarter-acre homesite, you'll enjoy ample outdoor space and the benefits of newer construction without the wait. Conveniently located near Amelia Island beaches, historic downtown Fernandina Beach, shopping, dining, and top-rated schools.

Cost to own

Mortgage calculator

Home Price

$499,000

Down Payment: 20%

$99,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,544

Principal & Interest: $2,544

Property taxes (est.): $689

Insurance (est.): $333

Estimated Total Monthly

$3,566

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,544

Property taxesest. at asking price, Nassau County$689

HOAbilled monthly$200

Estimated total, before insurance$3,433/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,729/yr · $811/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $462,500 in July 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$420,918	$370,196	—
2024	$404,536	$404,536	—
2023	$75,000	$71,500	—
2022	$65,000	$65,000	—
2021	$10,103	$10,103	—

2025 property taxes (current owner): $9,729/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 11, 2026Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$499,000

Price / Sq Ft$208

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,399

Acres0.25 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryYulee

MiddleYulee

HighYulee

Community Information

Address85467 Stonehurst Parkway, Fernandina Beach, FL 32034

Area472-Oneil/Nassaville/Holly Point

SubdivisionAmelia Walk

CityFernandina Beach

CountyNassau

StateFL

Zip Code32034

Lot Size10,890 sq ft

Parcel Number132N27072401500000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LaundryIn Unit