This home is in Amelia Concourse, Fernandina Beach — a waterfront home in Nassau County.
Sold·Closed Jul 24, 2026·57 days on market·Recent sales in Amelia Concourse·Amelia Concourse
95284 Orchid Blossom Trail
Fernandina Beach, FL 32034
10 more homes for sale in Amelia Concourse →Search Amelia Concourse on the map
About this home
Amelia Concourse
A home made for entertaining, this move-in-ready residence blends thoughtful design with effortless everyday comfort. Open-concept living, custom upgrades, and serene pond views make it a standout in the vibrant Amelia Concourse community, just minutes from Amelia Island. The upgraded gourmet kitchen serves as the heart of the home with quartz countertops, a generous island with custom lighting, a gas range, and a dedicated eat-in nook, flowing seamlessly into a spacious family room for gatherings or quiet evenings. Sunlight pours through large windows and a bright foyer, enhancing the home's airy, welcoming feel, while the covered lanai and extended back patio overlook the serene pond, creating an inviting outdoor retreat. The well-planned floor plan includes two guest bedrooms with a shared bath at the front of the home, including one with a Murphy bed and built-in storage for added flexibility. The primary suite is a private sanctuary with a large walk-in closet, dual sinks
Next steps in Amelia Concourse
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,723 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $375,000 in May 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $312,337 | $0 | — |
| 2024 | $292,232 | $0 | — |
| 2023 | $273,066 | $199,354 | — |
| 2022 | $242,091 | $192,091 | — |
| 2021 | $40,000 | $40,000 | — |
2025 property taxes (current owner): $2,495/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 24, 2026Closed$410,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $275/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 95338 Cornflower Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Aug 2026 | $411,000 | $217 | 3/2 | 1,896 | 130 | 0.3 |
| 83122 Village Walk, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $390,000 | $213 | 4/2 | 1,830 | 55 | 1 |
| 83519 Watkins Walk, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Jul 2026 | $392,000 | $240 | 3/2 | 1,630 | 20 | 1 |
| 95222 Dwight Drive, Fernandina Beach, FL 32034Listed by PALM III REALTY AND PROPERTY M | Aug 2025 | $285,000 | $168 | 2/2 | 1,695 | 4 | 1 |
| 95082 Plum Loop, Fernandina Beach, FL 32034Listed by PALM III REALTY AND PROPERTY M | May 2025 | $135,000 | $74 | 3/2 | 1,824 | 73 | 1 |
| 95081 Wildwood Circle, Fernandina Beach, FL 32034Listed by COLDWELL BANKER ANABASIS REALTY | Sep 2026 | $305,000 | $215 | 3/2 | 1,418 | 84 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SUMMER HOUSE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Amelia Concourse
Amelia Concourse is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
View all Amelia Concourse homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines