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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fullerwood, St. Augustine.

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Active

Active·1 day on market·Fullerwood

8 Park Avenue

St. Augustine, FL 32084

$959,000$673/sqftEst. $5,249/moMLS# 2168019
2
Beds
2.5
Baths
1,426
Sq Ft
1926
Built
—
Garage
No
Pool

4 more homes for sale in Fullerwood →Search Fullerwood on the map

FEMA Zone XNo HOA0.41 acresSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Fullerwood

Charming 2-bedroom, 2.5-bathroom main house PLUS a separate 1 bedroom, 1 bathroom cottage, located in the desirable Fullerwood District in downtown St. Augustine. The main house is 1,426 square feet, beautifully updated, with two primary bedrooms both with en-suite bathrooms, hardwood flooring, updated kitchen and a cozy fireplace. Situated on a large double lot, 100ft x 175ft, there is plenty of room for outdoor entertaining! The separate guest cottage/ADU includes its own living space, kitchenette, and bathroom—perfect for visitors, a private office, or additional rental income. Zoned for NIGHTLY RENTALS, this home is perfect for investors or those seeking a flexible living arrangement. Currently used as a vacation rental, and being sold fully furnished, jump right into this great investment! Enjoy the convenience of being just moments from downtown St. Augustine's historic charm, shopping, dining, and attractions. Don't miss this unique opportunity!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$5,249
Property taxesest. at asking price, St. Johns County$1,276
Estimated total, before insurance$6,525/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,806/yr · $1,067/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$959,000
$191,800
Loan Term
Monthly Payment
$5,249
Principal & Interest: $5,249
Property taxes (est.): $1,276
Insurance (est.): $639
Estimated Total Monthly
$7,165
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1926)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,057 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$676,489$676,489—
2025$207,541$207,541▲ $4,406
2024$640,167$640,167—
2024$203,555$203,555▲ $9,380
2023$687,020$687,020—
2023$199,032$199,032▲ $4,629
2022$632,462$461,684—
2022$189,680$189,680—
2021$419,713$419,713—
2021$138,896$138,896—
2020$256,150$256,150—
2020$129,212$129,212—

2025 property taxes (current owner): $12,806/yr

Estimated taxes if purchased at asking price: ~$15,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 6, 2026Listed$959,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$959,000
Price / Sq Ft$673
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,426
Acres0.41 acres
Year Built1926
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address8 Park Avenue, St. Augustine, FL 32084
Area321-North City-St Augustine
SubdivisionFullerwood
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size17,859.6 sq ft
Lot Dimensions100x175
Parcel Number1519800000

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Kitchen Island
AppliancesDishwasher, Refrigerator
HeatingCentral
CoolingCentral Air, Wall/Window Unit(s)
FlooringWood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesCourtyard, Fire Pit
Patio / PorchPorch
FencingFenced

Additional Information

Date ListedOctober 6, 2026
Days on Market0
Tax Amount$12,805.96
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Fullerwood

Fullerwood is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Fullerwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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