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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fullerwood, St. Augustine — a home near St. Augustine High School.

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Active

$375,0002 bd · 1 ba · 768 sq ft

Active·138 days on market·Fullerwood

11 Hildreth Drive

St. Augustine, FL 32084

$375,000$488/sqftEst. $2,044/mo mortgageMLS# 2151750
↓ $40,000 below original list
2
Beds
1
Baths
768
Sq Ft
1938
Built
—
Garage
No
Pool

4 more homes for sale in Fullerwood →Search Fullerwood on the map

FEMA Zone AENo HOA7,841 sqft lotSingle Family Residence1 story

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About this home

Fullerwood

Nestled beneath a canopy of mature oak trees in the highly sought-after Fullerwood neighborhood, this charming 1938 cottage offers a rare blend of historic character, modern updates, and an unbeatable St. Augustine lifestyle. Thoughtfully maintained and full of personality, the home welcomes you with a classic front porch that feels perfectly suited for morning coffee, evening conversations, and enjoying the peaceful surroundings that make Fullerwood so special. Inside, original wood floors, abundant natural light, and timeless architectural details create a warm and inviting atmosphere. The updated kitchen serves as the heart of the home, featuring stainless steel appliances, two-tone cabinetry, decorative tile backsplash, and a center island ideal for gathering with family and friends. Recent improvements, including a brand-new roof, provide added peace of mind while preserving the home's historic charm.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,044
Property taxesest. at asking price, St. Johns County$499
Estimated total, before insurance$2,543/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,387/yr · $616/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$2,044
Principal & Interest: $2,044
Property taxes (est.): $499
Insurance (est.): $250
Estimated Total Monthly
$2,793
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1938)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,689 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $470,000 in February 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$374,693$374,693—
2025$248,781$67,597▲ $5,717
2024$348,508$348,508—
2024$243,422$64,985▲ $10,097
2023$368,318$368,318—
2023$239,501$61,636▲ $6,005
2022$375,289$118,580—
2022$225,859$58,385—
2021$181,829$157,409—
2021$170,298$55,229—
2020$143,318$143,099—
2020$157,099$53,777—

2025 property taxes (current owner): $7,387/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 9, 2026Price change$375,000−$24,000
  • Aug 24, 2026Price change$399,000−$16,000
  • Jun 22, 2026Listed$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $467/sq ft; this home is listed at $488/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
36 Park Avenue, St. Augustine, FL 32084Listed by COLDWELL BANKER PREMIER PROPERTIESJul 2026$375,000$4782/1784630.1
31 Oak Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$457,200$4632/29882220.2
217 Covino Avenue, St. Augustine, FL 32084Listed by REDFIN CORPORATIONOct 2025$267,201$3572/1748260.8
33 Bernard Street, St. Augustine, FL 32084Listed by 1 REALTY CORPSep 2025$370,600$4902/175631
14 Hope Street, St. Augustine, FL 32084Listed by LPT REALTY LLCSep 2025$307,200$3702/1830681.1
20 Hope Street, St. Augustine, FL 32084Listed by LPT REALTY LLCJul 2025$325,000$4672/169631.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$488
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage768
Acres0.18 acres
Year Built1938
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryKetterlinus
Reported middleSebastian
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address11 Hildreth Drive, St. Augustine, FL 32084
Area321-North City-St Augustine
SubdivisionFullerwood
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size7,840.8 sq ft
Lot Dimensions50x157x51x78
Parcel Number1518800000
ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street, On Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island
AppliancesDishwasher, Electric Cooktop, Electric Range, Freezer, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1
LevelsOne

Exterior

Lot DescriptionHistoric Area, Many Trees
Patio / PorchFront Porch, Patio, Porch
FencingFenced
RoofMetal
ConstructionWood Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 22, 2026
Days on Market138
Tax Amount$7,386.8
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE NEWCOMER GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Fullerwood

Fullerwood is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Fullerwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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