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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Active·45 days on market

9 Althea Street

St. Augustine, FL 32084

$585,000$289/sqftEst. $3,017/moMLS# 2151878
4
Beds
2
Baths
2,027
Sq Ft
2001
Built
2
Garage
No
Pool

About this home

St. Augustine

Welcome to 9 Althea Street, a beautifully positioned home in the highly sought-after Fullerwood neighborhood, just minutes from Historic Downtown St. Augustine and the beaches of Vilano. Situated at a high elevation, this property offers a rare combination of location, views, and lifestyle. Step outside to an expansive two-story screened porch overlooking the marsh, creating the perfect setting for morning coffee, evening sunsets, and entertaining family and friends. The spacious backyard offers endless possibilities, including plenty of room for a pool and your own private outdoor retreat. Inside, you'll find a flexible floor plan designed to fit a variety of needs. The first floor features a guest bedroom and a bonus room that can serve as a home office, media room, playroom, or easily be converted into a fifth bedroom. Upstairs, the primary suite opens directly onto a private second-story deck where you can enjoy breathtaking marsh views and coastal breezes.

Cost to own

Mortgage calculator

$585,000
$117,000
Loan Term
Monthly Payment
$3,017
Principal & Interest: $3,017
Property taxes (est.): $778
Insurance (est.): $390
Estimated Total Monthly
$4,185
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,017
Property taxesest. at asking price, St. Johns County$778
Estimated total, before insurance$3,795/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,877/yr · $740/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $525,000 in January 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$441,416$441,416
2024$433,627$433,627
2023$342,067$342,067
2022$469,943$230,914
2021$325,758$222,732
2020$317,496$218,966

2025 property taxes (current owner): $8,877/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,768 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 20, 2026Price change$585,000$14,000
  • Jun 23, 2026Listed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$585,000
Price / Sq Ft$289
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,027
Acres0.16 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame, Patio Home
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

Community Information

Address9 Althea Street, St. Augustine, FL 32084
Area321-North City-St Augustine
SubdivisionFullerwood
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size6,969.6 sq ft
Parcel Number1512900130
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewIntracoastal, Water

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Kitchen Island, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesBalcony
Lot DescriptionDead End Street
Patio / PorchCovered, Front Porch, Patio, Rear Porch, Screened
FencingBack Yard, Wood
RoofMetal
ConstructionBlock, Stucco
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJune 23, 2026
Days on Market27
Tax Amount$8,877.2
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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