This home is in St. Augustine.
Active·93 days on market
5 Beacon Street
St. Augustine, FL 32084
About this home
St. Augustine
Location, location, location and this one delivers. Situated near the marsh with easy access to historic uptown/downtown St. Augustine, this three bedroom split floor plan home offers the kind of setting that's increasingly hard to find. Built to last with solid concrete block construction, the home features vinyl flooring & a layout that gives everyone their own space. AC updated in 2022 & water heater updated in 2017 & Roof in 2010. Enjoy the freedom of no HOA, a well for irrigation to keep your outdoor space thriving & the quiet charm of living just moments from the energy of downtown. A spacious backyard & one-car garage add to the appeal, offering room to breathe, & make it your own. Whether you're a first-time buyer, looking to simplify, or seeking a smart addition to your portfolio, this is St. Augustine living at an accessible entry point.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $372,716 | $0 | — |
| 2025 | $500,321 | $281,286 | ▲ $40,136 |
| 2024 | $388,227 | $0 | — |
| 2024 | $460,940 | $272,652 | ▼ $281 |
| 2023 | $393,292 | $0 | — |
| 2023 | $406,668 | $263,255 | — |
| 2022 | $383,340 | $0 | — |
| 2022 | $391,476 | $254,132 | ▼ $1,732 |
| 2021 | $255,921 | $0 | — |
| 2021 | $335,523 | $245,274 | — |
| 2020 | $251,338 | $0 | — |
| 2020 | $320,205 | $241,198 | — |
2025 property taxes (current owner): $302/yr
Estimated taxes if purchased at asking price: ~$6,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2010 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)
County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,618 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 27, 2026Active$380,000
- Aug 14, 2026Active Under Contract$380,000
- Jul 7, 2026Active$380,000
- May 29, 2026Listed$380,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines