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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

Sold

Sold·Closed Sep 4, 2026·0 days on market·Recent sales in St. Augustine

1463 Spring Street

St. Augustine, FL 32084

$240,000sold priceListed at $240,000 · 100% of asking$229/sqftMLS# 2153959
3
Beds
1
Baths
1,050
Sq Ft
1945
Built
—
Garage
No
Pool
FEMA Zone XNo HOA10,454 sqft lotSingle Family Residence1 story

About this home

St. Augustine

Welcome home to this delightful corner-lot cottage, surrounded by citrus trees, swaying palms, and timeless Florida charm. Relax beneath the shade of a majestic oak tree and enjoy your own backyard oasis, featuring orange, lemon, and avocado trees, along with an elderberry bush--ready to grow and flourish for years to come. The spacious primary bedroom features elegant French doors that open onto the patio, creating the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, the open-concept kitchen flows seamlessly into the living and dining areas, making everyday living and entertaining easy. Filled with warmth, character, and lush landscaping, this inviting home offers the best of Florida living. Conveniently located just minutes from the beach and downtown, it combines peaceful outdoor living with easy access to shopping, dining, and local attractions.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,329
Property taxesest. at asking price, St. Johns County$319
Estimated total, before insurance$1,649/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,629/yr · $136/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$240,000
$48,000
Loan Term
Monthly Payment
$1,329
Principal & Interest: $1,329
Property taxes (est.): $319
Insurance (est.): $160
Estimated Total Monthly
$1,809
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1945)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,480 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$201,265$80,727—
2023$184,475$76,919—
2022$179,271$73,222—
2021$149,299$69,633—
2020$124,710$67,981—

2025 property taxes (current owner): $1,629/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Sep 4, 2026Closed$240,000
  • Jul 7, 2026Pending$240,000
  • Jul 6, 2026Listed$240,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $285/sq ft; this home is listed at $229/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
244 Ravenswood Drive, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$310,000$2852/21,088580.1
99 Evermore Court, St. Augustine, FL 32084Listed by WE SELL SUNSHINEJul 2026$305,000$2503/21,21980.3
87 Josiah Street, St. Augustine, FL 32084Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJul 2026$311,000$2524/21,232820.5
591 Julia Street, St. Augustine, FL 32084Listed by LOKATIONJun 2026$234,000$2553/1916530.8
6 Douglas Avenue, St. Augustine, FL 32084Listed by WATSON REALTY CORPJun 2026$425,000$3603/21,18140.9
580 White Street, St. Augustine, FL 32084Listed by REAL BROKER LLCOct 2026$390,000$3013/21,296941

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$240,000
Price / Sq Ft$229
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,050
Acres0.24 acres
Year Built1945
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1463 Spring Street, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionMasters Tract
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size10,454.4 sq ft
Parcel Number0944900000

Amenities

UtilitiesWater Connected
SewerSeptic Tank
Water SourcePublic
ParkingOther

Interior

AppliancesDryer, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJuly 6, 2026
Days on Market0
Tax Amount$1,628.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 LIGHTHOUSE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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