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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Seven Pines, Jacksonville.

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Active·Listed today·Seven Pines

5583 Lumber Mill Road

Jacksonville, FL 32224

$749,000$314/sqftEst. $4,100/moMLS# 2167556
Open house Sat, Oct 10 · 11:00 am–2:00 pm
4
Beds
3.5
Baths
2,385
Sq Ft
2025
Built
2
Garage
No
Pool

73 more homes for sale in Seven Pines →Search Seven Pines on the map

HOA $8/mo6,534 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Seven Pines

Welcome to 5583 Lumber Mill Rd, a beautifully built 2025 home offering modern living in a convenient Jacksonville location! Enjoy the peace of mind and style of newer construction, complemented by thoughtful upgrades including epoxy flooring in the garage and a fantastic outdoor kitchen—perfect for entertaining or relaxing and enjoying the Florida lifestyle. Location is a standout feature, with the beach approximately 15 minutes away, Mayo Clinic approximately 10 minutes away, and St. Johns Town Center just 5 minutes away. Enjoy easy access to shopping, dining, medical services, entertainment, and Jacksonville's beautiful beaches, all while coming home to a newer, thoughtfully designed residence. Don't miss the opportunity to make this 2025-built home your own. Schedule your private showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$4,100
Property taxesest. at asking price, Duval County$1,223
HOAbilled monthly$8
Estimated total, before insurance$5,331/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,491/yr · $458/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$749,000
$149,800
Loan Term
Monthly Payment
$4,100
Principal & Interest: $4,100
Property taxes (est.): $1,223
Insurance (est.): $499
Estimated Total Monthly
$5,822
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:20 AM, sunset 7:09 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,491/yr

Estimated taxes if purchased at asking price: ~$14,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 2, 2026Listed$749,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$749,000
Price / Sq Ft$314
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,385
Acres0.15 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address5583 Lumber Mill Road, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSeven Pines
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size6,534 sq ft
Parcel Number1677403345
ZoningResidential

Amenities

AmenitiesClubhouse, Fitness Center, Playground
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOn Street
ViewCity

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Guest Suite, Split Bedrooms
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Range, Gas Cooktop, Gas Oven, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionCleared, Few Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
FencingFenced, Back Yard, Full, Invisible, Wire
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street, State Road

Additional Information

Date ListedOctober 2, 2026
Days on Market0
HOA Fees$8 / Monthly
HOA FrequencyMonthly
HOA NameSeven Pines Island
Tax Amount$5,490.98
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CROSSVIEW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Seven Pines

Seven Pines is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Seven Pines homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/10/2026

11:00 am - 2:00 pm