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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Seven Pines, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Sep 30, 2026·146 days on market·Recent sales in Seven Pines·Seven Pines

5611 Serene Street

Jacksonville, FL 32224

$770,000sold priceListed at $774,000 · 99.5% of asking$322/sqftMLS# 2137179
4
Beds
3
Baths
2,390
Sq Ft
2025
Built
2
Garage
No
Pool

74 more homes for sale in Seven Pines →Search Seven Pines on the map

FEMA Zone XHOA $8/moWaterfrontSingle Family Residence2 stories

About this home

Seven Pines

NEW PRICE! Don't miss this READY TO MOVE-IN home In the new, highly desirable Seven Pines community, centrally located in Jacksonville, FL. This practically brand-new, rear-entry home offers premium upgrades, serene views overlooking a large lake, and a fully fenced backyard! This thoughtfully designed layout features 4 bedrooms, 3 full bathrooms, plus a flex space with versatile living areas for today's lifestyles. The ''open concept'' floor plan features an upgraded kitchen with level 5 double stacked cabinets, gas range, stainless steel appliances, range hood, quartz countertops, walk-in pantry and black farmhouse lighting. The main level includes a private bedroom and full bathroom, perfect for guests, along with a separate flex space ideal for a home office or playroom. Upstairs, you'll find the spacious primary suite with a large closet, two additional bedrooms, another full bathroom

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,265
Property taxesest. at asking price, Duval County$1,257
HOAbilled annually$8
Estimated total, before insurance$5,531/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$770,000
$154,000
Loan Term
Monthly Payment
$4,265
Principal & Interest: $4,265
Property taxes (est.): $1,257
Insurance (est.): $513
Estimated Total Monthly
$6,036
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$145,000$137,500—

property taxes (current owner): $2,504/yr

Estimated taxes if purchased at asking price: ~$15,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Closed$774,000
  • Sep 1, 2026Active Under Contract$774,000
  • Aug 5, 2026Price change$774,000−$15,900
  • Apr 8, 2026Listed$789,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $351/sq ft; this home is listed at $324/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5538 Woodgate Avenue, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Sep 2026$965,600$3624/32,665550
5549 Woodgate Avenue, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Sep 2026$992,650$3204/3.53,10200
5796 Canopy Row Street, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTYOct 2026$756,000$3283/22,3081480.1
5556 Woodgate Avenue, Jacksonville, FL 32256Listed by ICI SELECT REALTY, INC.Oct 2026$986,755$3704/32,666180.1
5548 Rain Barrel Road, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Sep 2026$922,553$3514/32,62700.1
5772 Canopy Row Road, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTYSep 2026$699,270$3033/22,30800.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$774,000
Price / Sq Ft$324
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,390
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address5611 Serene Street, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSeven Pines
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Parcel Number167740-3230

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Park, Playground
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories2
LaundryUpper Level
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Porch, Rear Porch, Screened
FencingFenced, Back Yard, Full, Wrought Iron
RoofShingle
ConstructionComposition Siding
Road FrontageCity Street

Additional Information

Date ListedApril 8, 2026
Days on Market146
HOA Fees$99.5 / Annually
HOA FrequencyAnnually
Tax Amount$2,504.4
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Seven Pines

Seven Pines is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Seven Pines homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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