This home is in Seven Pines, Jacksonville — a home near Atlantic Coast High School.
Active·90 days on market·Seven Pines
5217 Milkhouse Lane
Jacksonville, FL 32224
71 more homes for sale in Seven Pines →Search Seven Pines on the map
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About this home
Seven Pines
Built in 2023 by David Weekley Homes, this beautifully upgraded Richard Green floor plan is perfectly positioned in one of the most desirable locations within the highly sought-after Seven Pines community. Meticulously maintained 3-bedroom, 2.5 bath home with a dedicated office offers the perfect blend of contemporary style and everyday functionality. The thoughtfully designed single-story layout features an open-concept living area, a private primary suite complete with a custom designed closet, and two secondary bedrooms tucked away off a versatile retreat ideal as a playroom, media room, homework space, or additional living area. Numerous builder and owner upgrades throughout enhance both the beauty and functionality of the home.Step outside to a fully fenced backyard featuring a covered brick paver patio, creating the perfect space for entertaining, relaxing, or enjoying time with family and pets. The rear-entry garage enhances the home's charming curb appeal while maintaining a
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $682,400 in February 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $125,000 | $125,000 | — |
| 2023 | $125,000 | $125,000 | — |
2025 property taxes (current owner): $14,829/yr
Estimated taxes if purchased at asking price: ~$15,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Aug 17, 2026Price change$765,000−$20,000
- Jul 9, 2026Listed$785,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Seven Pines
Seven Pines is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines