Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Seven Pines, Jacksonville — a home near Atlantic Coast High School.

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Active

Active·45 days on market·Seven Pines

5217 Milkhouse Lane

Jacksonville, FL 32224

$765,000$351/sqftEst. $3,929/moMLS# 2154461

Beds

Baths

2,181

Sq Ft

2023

Built

Garage

Pool

About this home

Seven Pines

Built in 2023 by David Weekley Homes, this beautifully upgraded Richard Green floor plan is perfectly positioned in one of the most desirable locations within the highly sought-after Seven Pines community. Just a short walk from the highly anticipated Seven Pines Village, you'll enjoy the convenience of Publix, Life Time Fitness, West Elm, Pottery Barn Kids, local coffee shop, restaurants, and boutique shopping right at your doorstep. Better than new, this meticulously maintained 3-bedroom, 2.5 bath home with a dedicated office offers the perfect blend of contemporary style and everyday functionality. The thoughtfully designed single-story layout features an open-concept living area, a private primary suite complete with a custom designed closet, and two secondary bedrooms tucked away off a versatile retreat ideal as a playroom, media room, homework space, or additional living area. Numerous builder and owner upgrades throughout enhance both the beauty and functionality of the home.

Cost to own

Mortgage calculator

Home Price

$765,000

Down Payment: 20%

$153,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$3,929

Principal & Interest: $3,929

Property taxes (est.): $1,249

Insurance (est.): $510

Estimated Total Monthly

$5,688

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,929

Property taxesest. at asking price, Duval County$1,249

HOAbilled annually$8

Estimated total, before insurance$5,186/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,829/yr · $1,236/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $682,400 in February 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2024	$125,000	$125,000	—
2023	$125,000	$125,000	—

2025 property taxes (current owner): $14,829/yr

Estimated taxes if purchased at asking price: ~$15,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 17, 2026Price change$765,000−$20,000
Jul 9, 2026Listed$785,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$765,000

Price / Sq Ft$351

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,181

Acres0.14 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTwin Lakes Academy

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address5217 Milkhouse Lane, Jacksonville, FL 32224

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionSeven Pines

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size6,098.4 sq ft

Parcel Number1677401440

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Pickleball, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

# of Stories1

LevelsOne

SecurityFire Alarm