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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·8 days on market

2492 Whispering Woods Boulevard 2

Jacksonville, FL 32246

$189,900$218/sqftEst. $1,052/moMLS# 2167434
2
Beds
2
Baths
871
Sq Ft
1983
Built
—
Garage
No
Pool
FEMA Zone XNo HOA2,178 sqft lotTownhouse1 story

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

TAKING BACKUPS! Unmatched Value & Location with NO HOA Fees! Welcome home to this move-in ready, totally renovated townhome in Whispering Woods off Alden Rd. Perfect as a turnkey investment or for first-time buyers, this spacious 2BR/2BA split-bedroom floor plan delivers worry-free living with the luxury of like-new construction! Enjoy peace of mind with a new roof (2026), Hardie Board siding (2026), A.O. Smith water heater (2026), 2023 HVAC, New Windows/Doors, a 9.5'x8' front Deck, and a secure 6' privacy Fenced Patio off the Primary Bedroom. Inside, you'll find high-end finishes shine with seamless Luxury Vinyl Plank flooring, knockdown ceilings, & dark wood accent beam detailing. The kitchen is a chef's dream w/upgraded soft-close white cabinetry & matching wall pantry w/pullout shelving, granite countertops, & brand-new stainless Frigidaire appliances. Both en-suite baths are completely redesigned with raised white vanities, custom floor-to-ceiling tile work, lighting, and more

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,052
Property taxesest. at asking price, Duval County$310
Estimated total, before insurance$1,362/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,075/yr · $173/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$189,900
$37,980
Loan Term
Monthly Payment
$1,052
Principal & Interest: $1,052
Property taxes (est.): $310
Insurance (est.): $127
Estimated Total Monthly
$1,489
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,575 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,075/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 6, 2026Active Under Contract$189,900
  • Oct 1, 2026Listed$189,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$189,900
Price / Sq Ft$218
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage871
Acres0.05 acres
Year Built1983
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo

Community Information

Address2492 Whispering Woods Boulevard 2, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionWhispering Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size2,178 sq ft
Parcel Number1652893074
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Guest, Parking Lot, Unassigned
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Plumbed For Ice Maker, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Fence, Security Gate, Security Lights

Exterior

Exterior FeaturesOther
Lot DescriptionEasement Access, Irregular Lot, Many Trees
Patio / PorchDeck, Patio
FencingFenced, Privacy, Wood
RoofShingle
ConstructionFiber Cement, Frame, Stucco
Road SurfaceGravel
Road FrontagePrivate Road

Additional Information

Date ListedOctober 1, 2026
Days on Market8
Tax Amount$2,074.93
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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