This home is in Jacksonville.
Sold·Closed Jul 10, 2026·6 days on market·Recent sales in Jacksonville
11750 White Horse Road
Jacksonville, FL 32246
About this home
Jacksonville
This beautifully updated 2-bedroom, 2-bathroom townhome offers the perfect opportunity for a first-time homebuyer or anyone looking for a low-maintenance place to call home. Enjoy the freedom of NO HOA and NO CDD fees while benefiting from major system upgrades already completed for peace of mind. Recent improvements include a new roof (2023), HVAC system (2023), water heater (2023), and new windows (2025). The home also features a 1-car garage and a spacious backyard ready for your personal touch, whether it's a garden, entertaining space, or private retreat. With modern updates throughout and all the big-ticket items taken care of, this turnkey property is ready for its next owner to move right in and enjoy.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — 2023 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,406 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $254,800 in June 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $218,802 | $159,838 | — |
| 2024 | $204,626 | $154,626 | — |
| 2023 | $157,796 | $77,029 | — |
| 2022 | $142,349 | $73,330 | ▲ $876 |
| 2021 | $119,738 | $69,738 | — |
| 2020 | $104,712 | $104,712 | — |
2025 property taxes (current owner): $3,352/yr
Estimated taxes if purchased at asking price: ~$5,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 10, 2026Closed$260,000
- Jun 5, 2026Listed$260,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $167/sq ft; this home is listed at $247/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10711 Whispering Woods Place 1, Jacksonville, FL 32246Listed by HERRON REAL ESTATE LLC | Sep 2026 | $158,000 | $188 | 2/2 | 840 | 81 | 0.4 |
| 2519 Whispering Woods Boulevard 3, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $215,000 | $178 | 3/2 | 1,205 | 13 | 0.4 |
| 2519 Whispering Woods Boulevard 3, Jacksonville, FL 32246Listed by MARK SPAIN REAL ESTATE | Mar 2026 | $129,000 | $154 | 3/2 | 840 | 72 | 0.4 |
| 11355 Estancia Villa Circle 202, Jacksonville, FL 32246Listed by MOMENTUM REALTY | Aug 2026 | $215,000 | $167 | 2/2.5 | 1,287 | 72 | 0.7 |
| 12311 Kensington Lakes Drive 1206, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $140,000 | $127 | 2/2.5 | 1,100 | 49 | 1.8 |
| 12311 Kensington Lakes Drive 3001, Jacksonville, FL 32246Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Aug 2026 | $182,000 | $165 | 2/2.5 | 1,100 | 6 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RIVER CITY RENTALS AND REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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