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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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2427 Whispering Woods Boulevard 2

Jacksonville, FL 32246

$195,000$239/sqftEst. $1,072/mo mortgageMLS# 2170756
2
Beds
2
Baths
816
Sq Ft
1984
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,227 sqft lotTownhouse1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this fully up dated 2-bedroom, 2-bathroom townhome with the added advantage of no HOA. Set in a desirable neighborhood, it's conveniently located near the beaches and St. Johns Town Center. Inside, a bright, open floor plan is enhanced by new LVP flooring throughout. The updated kitchen features white shaker cabinets, updated countertops, and newer stainless steel appliances. Both bathrooms have been refreshed with stylish, modern finishes, making this home move-in ready. One open nice size yard, Great for cook outs and family. There are two private fenced in areas. HVAC and Roof replaced 2024. Lots of privacy being on the end unit. Welcome Home!

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,072
Property taxesest. at asking price, Duval County$318
Estimated total, before insurance$1,390/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,204/yr · $184/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$195,000
$39,000
Loan Term
Monthly Payment
$1,072
Principal & Interest: $1,072
Property taxes (est.): $318
Insurance (est.): $130
Estimated Total Monthly
$1,520
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,544 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,204/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 23, 2026Listed$195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $239/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2492 Whispering Woods Boulevard 2, Jacksonville, FL 32246Listed by RE/MAX SPECIALISTS PVOct 2026$178,000$2042/287140.2
10711 Whispering Woods Place 1, Jacksonville, FL 32246Listed by HERRON REAL ESTATE LLCSep 2026$158,000$1882/2840810.2
2519 Whispering Woods Boulevard 3, Jacksonville, FL 32246Listed by MARK SPAIN REAL ESTATEMar 2026$129,000$1543/2840720.2
10708 Whispering Woods Place 1, Jacksonville, FL 32246Listed by RE/MAX SPECIALISTS PVDec 2025$199,000$2372/284060.2
2492 Whispering Woods Boulevard Unit 1, Jacksonville, FL 32246Listed by DOGWOOD REALTYSep 2025$185,000$2202/2840780.2
2527 Whispering Woods Boulevard 2, Jacksonville, FL 32246Listed by NAVY TO NAVY HOMES LLCJun 2025$200,000$2382/2840460.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$195,000
Price / Sq Ft$239
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage816
Acres0.12 acres
Year Built1984
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryBrookview, reported on 3 other Whispering Woods listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2427 Whispering Woods Boulevard 2, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionWhispering Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size5,227.2 sq ft
Parcel Number1652893334
ZoningResidential

Amenities

Community FeaturesSidewalks
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesOther
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesCourtyard
Lot DescriptionCul-De-Sac
Patio / PorchDeck
FencingFenced
Road FrontageCity Street

Additional Information

Date ListedOctober 24, 2026
Days on Market1
Tax Amount$2,204.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NAVY TO NAVY HOMES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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