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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Mar 3, 2026·72 days on market·Recent sales in Jacksonville

2519 Whispering Woods Boulevard 3

Jacksonville, FL 32246

$129,000sold priceListed at $165,000 · 78.2% of asking$154/sqftMLS# 2119923
3
Beds
2
Baths
840
Sq Ft
1983
Built
—
Garage
No
Pool
No HOATownhouse1 story

About this home

Jacksonville

This 3-bedroom, 2-bathroom single-story townhome offers great potential for anyone looking to put their personal touch on a property. The home includes a functional layout, a private patio, and mature palm trees that add natural appeal. With a newer roof, upgraded water heater, and updated HVAC system, many major components have already been handled. While the interior needs some TLC, the home is structurally sound and ready for customization. Located in a quiet, established area with no HOA and no rental restrictions, this property is ideal for investors or homeowners seeking flexibility and freedom.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$715
Property taxesest. at asking price, Duval County$211
Estimated total, before insurance$925/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,112/yr · $176/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$129,000
$25,800
Loan Term
Monthly Payment
$715
Principal & Interest: $715
Property taxes (est.): $211
Insurance (est.): $86
Estimated Total Monthly
$1,011
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,537 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$160,868$64,779—
2024$143,248$58,890—
2023$124,106$53,537—
2022$101,859$48,670—
2021$86,899$44,246—
2020$79,403$40,224▼ $2,469

2025 property taxes (current owner): $2,112/yr

Estimated taxes if purchased at asking price: ~$2,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Feb 17, 2026Listed$165,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $155/sq ft; this home is listed at $196/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10711 Whispering Woods Place 1, Jacksonville, FL 32246Listed by HERRON REAL ESTATE LLCSep 2026$158,000$1882/2840810.1
11750 White Horse Road, Jacksonville, FL 32246Listed by RIVER CITY RENTALS AND REALTYJul 2026$260,000$2472/21,05260.4
355 Monument Road 20 D2, Jacksonville, FL 32225Listed by UNITED REAL ESTATE GALLERYJul 2026$67,000$941/1710272.3
3591 Kernan Boulevard S 323, Jacksonville, FL 33224Listed by MORGAN PROPERTY MANAGEMENTSep 2026$163,000$1512/21,077142.4
3591 Kernan Boulevard S 715, Jacksonville, FL 32224Listed by SAVVY AVENUE, LLC.Aug 2026$160,000$1492/21,077482.4
3591 Kernan Boulevard 830, Jacksonville, FL 32224Listed by CROSSVIEW REALTYAug 2026$140,000$1551/1905502.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$165,000
Price / Sq Ft$196
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage840
Year Built1983
TypeResidential
Sub-TypeTownhouse
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBrookview
MiddleKernan

Community Information

Address2519 Whispering Woods Boulevard 3, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionWhispering Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Parcel Number1652893126
ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGuest, On Street, Shared Driveway, Other

Interior

Interior FeaturesCeiling Fan(s), Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Instant Hot Water, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Electric, Wall/Window Unit(s)
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

FencingBack Yard
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 17, 2026
Days on Market72
Tax Amount$2,112.15
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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