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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed May 5, 2026·2 days on market·Recent sales in Jacksonville

11754 White Horse Road

Jacksonville, FL 32246

$230,000sold priceListed at $244,900 · 93.9% of asking$219/sqftMLS# 2136582
2
Beds
2
Baths
1,052
Sq Ft
1985
Built
1
Garage
No
Pool
No HOA5,227 sqft lotTownhouse1 story

About this home

Jacksonville

This Stunningly updated 2-bedroom, 2-bathroom townhome that perfectly balances modern luxury with an unbeatable Jacksonville location. From the moment you step inside, you'll be greeted by an open-concept living space defined by soaring vaulted ceilings and sleek flooring that flows seamlessly throughout the entire home. The spacious kitchen is a true standout, boasting upgraded finishes and ample room for the home chef, while the attached one-car garage provides the convenience and storage today's buyers crave. The location is a commuter's dream, offering rapid access to the I-295 Beltway and placing you just minutes from the premier shopping, dining, and entertainment at St. Johns Town Center. Perhaps the most enticing feature of all is the rare lack of restrictions: with No HOA and No CDD fees, you can enjoy the freedom of homeownership without the extra monthly costs. Schedule your showing today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,264
Property taxesest. at asking price, Duval County$376
Estimated total, before insurance$1,640/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,173/yr · $348/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,460 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:34 AM, sunset 6:47 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,173/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $233/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11750 White Horse Road, Jacksonville, FL 32246Listed by RIVER CITY RENTALS AND REALTYJul 2026$260,000$2472/21,05260
2466 Wattle Tree Road E, Jacksonville, FL 32246Listed by LISTWITHFREEDOM.COMDec 2025$269,900$2083/21,29980.2
10711 Whispering Woods Place 1, Jacksonville, FL 32246Listed by HERRON REAL ESTATE LLCSep 2026$158,000$1882/2840810.4
2519 Whispering Woods Boulevard 3, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$215,000$1783/21,205130.4
2519 Whispering Woods Boulevard 3, Jacksonville, FL 32246Listed by MARK SPAIN REAL ESTATEMar 2026$129,000$1543/2840720.4
2439 N Seabury Place, Jacksonville, FL 32246Listed by MOMENTUM REALTYFeb 2026$174,500$1992/1876710.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$244,900
Price / Sq Ft$233
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,052
Acres0.12 acres
Year Built1985
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryBrookview
MiddleKernan

Community Information

Address11754 White Horse Road, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSummer Trees
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size5,227.2 sq ft
Parcel Number1652890730

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingHeat Pump
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

Patio / PorchPatio
FencingBack Yard, Wood
RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 25, 2026
Days on Market2
Tax Amount$4,172.65
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PURSUIT REAL ESTATE, LLC

Sold by: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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