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This home is in Cordova Palms, St. Augustine — a new construction home in St. Johns County.

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Active

Active·61 days on market·Cordova Palms

490 Barbosa Trail

St. Augustine, FL 32095

$479,990$162/sqftEst. $2,638/mo mortgageMLS# 2143119

Beds

3.5

Baths

2,956

Sq Ft

2026

Built

Garage

Pool

28 more homes for sale in Cordova Palms →Search Cordova Palms on the map

FEMA Zone XHOA $70/moSingle Family Residence2 storiesNew construction

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About this home

Cordova Palms

Welcome to our St Johns Community, Cordova Palms! Low CDD & HOA Fees. Amazing amenities, Clubhouse, Gym, Pool, Playground, Pickle Ball & Dog Park. Natural Gas Community! Lot 623. The stunning Stratford two-story home features 5 bedrooms, 3.5 bathrooms, bonus room, offering an expansive 2,956 square feet of thoughtfully designed living space with a picture-perfect homesite w/ a slight lake view. The master suite is conveniently located on the main floor, providing a serene retreat, while four additional bedrooms and a versatile loft & bonus room are situated upstairs. As you enter, you'll be greeted by a separate dining room or study, perfect for formal gatherings or a quiet workspace. The heart of the home features a spacious, open kitchen that seamlessly flows into the inviting family room, making it ideal for entertaining and everyday living. The loft area adds extra living space, offering endless possibilities for a game room, home office, or relaxation zone. Home includes 42''

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,638

Property taxesest. at asking price, St. Johns County$639

HOAbilled monthly$70

Estimated total, before insurance$3,346/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$479,990

Down Payment: 20%

$95,998

Interest Rate: 7.32%

Loan Term

Monthly Payment

$2,638

Principal & Interest: $2,638

Property taxes (est.): $639

Insurance (est.): $320

Estimated Total Monthly

$3,596

*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
South Ponte Vedra Recreation Area
34 min drive · 24 parking spaces
Closest park or preserve
Stokes Landing Conservation Area
9 min drive · 1.9 mi of trails
Closest public boat ramp
GTM Guana River Dam Recreation Area – River Access Ramp
about 4 mi · Guana River
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Ramp
about 5 mi · Tolomato River
Closest youth league fields
Palencia Park
10 min drive · Baseball
Closest grocery store
Publix
8 min drive · 7462 US Hwy 1 N, Saint Augustine

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

Aug 24, 2026Active$479,990
Jul 24, 2026Pending$479,990
Jul 16, 2026Active$479,990
Jul 14, 2026Pending$479,990
May 1, 2026Listed$479,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $162/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM
443 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INC	Sep 2026	$429,990	$191	4/3	2,248	153
260 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INC	Sep 2026	$419,990	$192	4/3	2,188	161
448 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INC	Sep 2026	$410,000	$186	4/3	2,201	100
44 Algiers Court, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INC	Sep 2026	$437,500	$199	4/3	2,201	94
534 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INC	Sep 2026	$489,990	$166	5/3.5	2,956	22
547 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INC	Aug 2026	$460,000	$169	5/4	2,728	48

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$479,990

Price / Sq Ft$162

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,956

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

Zoned elementaryJohn A. Crookshank Elementary School

Zoned middleSebastian Middle School

Zoned highSt. Augustine High School

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.

Reported elementaryCrookshank

Reported middleSebastian

Reported highSt. Augustine

Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address490 Barbosa Trail, St. Augustine, FL 32095

Area307-World Golf Village Area-SE

SubdivisionCordova Palms

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Parcel Number0725716230

Amenities

UtilitiesSewer Available

Water SourcePublic

ParkingAttached, Garage

Interior

AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater

HeatingCentral

CoolingCentral Air

# of Stories2

Additional Information

Date ListedAugust 24, 2026

Days on Market115

HOA Fees$70 / Monthly

HOA FrequencyMonthly

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: EAGLES WORLD REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cordova Palms

Cordova Palms is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32095.

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Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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