This home is in Jacksonville — a gated community home in Jacksonville.
$450,000Sold3 bd · 2.5 ba · 1,846 sq ft
Sold·Closed Oct 30, 2026·15 days on market·Recent sales in Jacksonville
13435 Isla Vista Drive
Jacksonville, FL 32224
About this home
Jacksonville
I am excited to to introduce this Pulte Homes-built Xavier townhome which overlooks one of Vizcaya's ponds, and the owners have taken care of an impressive list of updates. You'll find quartz kitchen countertops, new double sink and faucet (2024. You will love the wood floors in the main living areas, kitchen and on the stairs, tile in bathrooms and carpeting in bedrooms. Hunter Douglas top-down/bottom-up shades. All faucets in all bathrooms are new. The screened lanai new screening (2023) and the lanai has fresh paint (2025) including the ceiling. The HVAC new (2023), the water heater new in (2024), and the water softener (2025). Most of the interior was painted in 2025 and the building exterior was painted in 2026 (HOA). The washer and dryer convey too. Vizcaya is a great walking community with sidewalks on one side of the entire community and it is minutes from The Mayo Clinic, JTB (202), the University of No FL, the beaches, and the I-295 Beltway. Come home to Vizcaya today!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Concrete, Tile — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,788 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Pier Parking Lot Iiabout 5 mi · 206 parking spaces
Closest park or preserve
Dutton Island Preserveabout 5 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 6 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 2 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Patton Parkabout 1 mi · Soccer
Closest grocery store
Walmart Supercenterabout 0.2 mi · 13490 Beach Boulevard, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 6:50 AM, sunset 5:30 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $393,146 | $220,000 | — |
2025 property taxes (current owner): $4,296/yr
Estimated taxes if purchased at asking price: ~$8,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 31, 2026Closed$460,000
- Oct 24, 2026Pending$460,000
- Oct 17, 2026Active Under Contract$460,000
- Sep 29, 2026Listed$460,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $244/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13451 Isla Vista Drive, Jacksonville, FL 32224Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $460,000 | $246 | 3/2.5 | 1,867 | 100 | 0 |
| 13447 Isla Vista Drive, Jacksonville, FL 32224Listed by ROUND TABLE REALTY | Jul 2026 | $509,000 | $245 | 3/2.5 | 2,075 | 17 | 0 |
| 13364 Beach Boulevard 226, Jacksonville, FL 32224Listed by COASTAL REALTY JAX | Nov 2026 | $255,000 | $183 | 3/2 | 1,394 | 59 | 0.1 |
| 13364 Beach Boulevard 340, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Nov 2026 | $252,500 | $156 | 3/2 | 1,623 | 39 | 0.1 |
| 13364 Beach Boulevard 401, Jacksonville, FL 32224Listed by REGION ATLANTIC REALTY | Aug 2026 | $250,000 | $179 | 3/2 | 1,394 | 106 | 0.1 |
| 13364 Beach Boulevard 138, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Aug 2026 | $237,500 | $170 | 3/2 | 1,394 | 41 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Sold by: ERA ONETEAM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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