This home is in Wolf Creek Condos, Jacksonville.

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Active Under Contract

Active Under Contract·90 days on market·Wolf Creek Condos

13364 Beach Boulevard 401

Jacksonville, FL 32224

$255,000$183/sqftEst. $1,357/moMLS# 2140540

Beds

Baths

1,394

Sq Ft

2007

Built

—

Garage

Pool

About this home

Wolf Creek Condos

Beautifully updated ground-floor corner unit in the highly desirable Wolf Creek community! This 3-bedroom, 2-bath condominium offers approximately 1,394 square feet of comfortable, low-maintenance living with no elevator required. The home features tile and luxury vinyl plank flooring throughout, a well-appointed kitchen with newer stainless steel appliances, and a spacious open-concept living area ideal for both everyday living and entertaining. Additional upgrades include plantation shutters, a monitored security system, and a new A/C (2024) with programmable thermostat. Enjoy the convenience of in-unit laundry with washer and dryer included, along with easy access to community amenities. Ideally located just minutes from the beaches, shopping, dining, and major roadways, this property offers both comfort and convenience in a prime Intracoastal West location. Move-in ready and a fantastic opportunity for homeowners or investors alike!

Cost to own

Mortgage calculator

Home Price

$255,000

Down Payment: 20%

$51,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,296

Principal & Interest: $1,296

Est. Taxes & Insurance: $324

Estimated Total Monthly

$1,620

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,357

Property taxesest. at asking price, Duval County$416

HOAbilled monthly$430

Estimated total, before insurance$2,204/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$232,000	$181,278	▼ $9,000
2024	$241,000	$179,154	—
2023	$241,000	$172,480	—
2022	$216,000	$166,000	▲ $17,000
2021	$163,500	$65,942	—
2020	$160,000	$64,335	—

2025 property taxes (current owner): $3,400/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,768 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History