This home is in Jacksonville.

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3670 Casitas Drive

Jacksonville, FL 32224

$485,000$240/sqftEst. $2,581/moMLS# 2153249

Beds

Baths

2,019

Sq Ft

2010

Built

Garage

Pool

About this home

Jacksonville

BEAUTIFUL GATED TOWNHOME COMMUNITY OF VIZCAYA. Systems replaced in 2023: Hot Water Heater, HVAC Unit, Water Softener. This lovely townhome has been very well-maintained and in move-in ready condition. Enjoy the outstanding expansive Lake view. This view can be seen from all rooms on the lower level, Perfect for a tranquil and relaxing setting. This townhome has one of the larger lanai's for entertaining or just unwinding after a long day. Open floor plan with spacious living and dining rooms, Chef's kitchen has breakfast bar that can seat 5 or 6, granite counter tops, stainless appliances and 42'' cabinets. All bedrooms are located on the second floor. The primary bedroom and a guest bedroom have built-in shelving for adequate storage, garage has storage cabinets that will convey. This home also comes with storm shutters (sellers have never had to install) but they will convey. LOCATION, LOCATION, LOCATION...Less than 6 miles from lovely Neptune Beach and 15 min. to Mayo Clinic

Cost to own

Mortgage calculator

Home Price

$485,000

Down Payment: 20%

$97,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,581

Principal & Interest: $2,581

Est. Taxes & Insurance: $645

Estimated Total Monthly

$3,227

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,581

Property taxesest. at asking price, Duval County$792

HOAbilled monthly$315

Estimated total, before insurance$3,688/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$418,513	$418,513	▲ $29,250

2025 property taxes (current owner): $7,770/yr

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Tile — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,707 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History