This home is in Jacksonville — a gated community home in Jacksonville.
Sold·Closed Jul 28, 2026·17 days on market·Recent sales in Jacksonville Beach
13447 Isla Vista Drive
Jacksonville, FL 32224
About this home
Jacksonville
Discover a home where effortless elegance meets refined comfort. This polished residence offers tranquil water views from a spacious covered lanai, setting a tone of understated sophistication from the moment you arrive. Spanning 2,075 sq. ft., this 3-bedroom, 2-bathroom layout boasts an open floor plan with high ceilings and new luxury vinyl plank flooring throughout, eliminating carpet. A dedicated home office with French doors provides a private sanctuary, while the island kitchen and split bedroom plan enhance daily living. Recent upgrades include a 2025 HVAC system and a new water treatment system for modern comfort. This home is the lowest-priced end townhome unit in the gated community, which features a pool and fitness center with low HOA fees. Conveniently located near golf courses, downtown, beaches, shopping, and restaurants with easy commute access, this move-in-ready home offers a truly exceptional opportunity for comfortable luxury living.
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Tile — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,663 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $450,050 | $389,328 | ▲ $32,729 |
| 2024 | $418,945 | $247,648 | — |
| 2023 | $420,492 | $238,979 | ▲ $33,790 |
| 2022 | $371,505 | $230,563 | — |
| 2021 | $312,161 | $222,392 | — |
| 2020 | $306,961 | $306,961 | ▲ $11,474 |
2025 property taxes (current owner): $7,415/yr
Estimated taxes if purchased at asking price: ~$10,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 29, 2026Closed$509,000
- Jun 11, 2026Listed$509,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $158/sq ft; this home is listed at $245/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13451 Isla Vista Drive, Jacksonville, FL 32224Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $460,000 | $246 | 3/2.5 | 1,867 | 100 | 0 |
| 13364 Beach Boulevard 430, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTS PV | Aug 2026 | $215,000 | $132 | 3/2 | 1,623 | 28 | 0.1 |
| 13364 Beach Boulevard 324, Jacksonville, FL 32224Listed by THE LEGENDS OF REAL ESTATE | Aug 2026 | $263,000 | $154 | 3/2 | 1,711 | 2 | 0.1 |
| 13529 Stone Pond Drive, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $295,000 | $190 | 2/2.5 | 1,550 | 54 | 0.1 |
| 13364 Beach Boulevard 624, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Jun 2026 | $245,000 | $143 | 2/2 | 1,711 | 38 | 0.1 |
| 13364 Beach Boulevard 319, Jacksonville, FL 32224Listed by UNITED REAL ESTATE GALLERY | Jun 2026 | $270,000 | $158 | 3/2 | 1,711 | 5 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ROUND TABLE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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