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This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·109 days on market

3793 Casitas Drive

Jacksonville, FL 32224

$462,500$251/sqftEst. $2,358/moMLS# 2140252

Beds

Baths

1,846

Sq Ft

2012

Built

Garage

Pool

About this home

Jacksonville

Welcome to this meticulously maintained 3-bedroom, 2.5-bath townhome in the sought-after Vizcaya community, ideally located in the desirable Hodges Corridor. A grand entry with soaring ceilings creates an impressive first impression, opening to a bright, spacious floorplan designed for effortless living and entertaining. The large kitchen features abundant cabinetry, expansive counter space, and a seamless flow into the living and dining areas. Generously sized bedrooms provide comfort and flexibility, while the convenient laundry area enhances daily ease. Step outside to your private screened lanai overlooking calm preserve views-perfect for relaxing mornings or peaceful evenings. Surrounded by scenic lakes and winding sidewalks, this community invites outdoor enjoyment and connection. A two-car garage adds convenience. Vizcaya offers gated entry, an elegant clubhouse, resort-style pool, and fitness center, all with a low $315/month HOA. Just minutes to Jax beaches and the St Johns TC

Cost to own

Mortgage calculator

Home Price

$462,500

Down Payment: 20%

$92,500

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,358

Principal & Interest: $2,358

Property taxes (est.): $755

Insurance (est.): $308

Estimated Total Monthly

$3,422

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,358

Property taxesest. at asking price, Duval County$755

HOAbilled monthly$315

Estimated total, before insurance$3,428/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,424/yr · $535/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $415,000 in March 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$400,292	$333,471	▲ $28,421
2024	$373,366	$323,366	—
2023	$377,127	$338,026	▲ $29,858
2022	$333,447	$307,297	—
2021	$279,361	$279,361	—
2020	$274,637	$274,637	▲ $10,463

2025 property taxes (current owner): $6,424/yr

Estimated taxes if purchased at asking price: ~$9,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Concrete, Tile — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,797 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 7, 2026Active$462,500
Apr 16, 2026Listed$462,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$462,500

Price / Sq Ft$251

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,846

Acres0.09 acres

Year Built2012

TypeResidential

Sub-TypeTownhouse

StyleSpanish

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address3793 Casitas Drive, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionVizcaya

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size3,920.4 sq ft

Parcel Number1665580563

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup

SecuritySecurity Gate, Smoke Detector(s)