This home is in Wolf Creek Condos, Jacksonville.

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Pending

Pending·48 days on market·Wolf Creek Condos

13364 Beach Boulevard 138

Jacksonville, FL 32224

$245,000$176/sqftEst. $1,249/moMLS# 2149561

Beds

Baths

1,394

Sq Ft

2006

Built

—

Garage

Pool

About this home

Wolf Creek Condos

Welcome to luxury living in the desirable Wolf Creek community! This beautifully maintained Top-Floor condo with elevator access offers 3 bedrooms, 2 bathrooms, abundant natural light, and no neighbors above. Enjoy a spacious open layout and gated-community living just minutes from Jacksonville Beach, Mayo Clinic Jacksonville, shopping, dining, and entertainment. Recent updates include Water Heater (2026), fresh interior paint and luxury vinyl plank flooring throughout (2024), Dishwasher (2022), Washer (2022), Dryer (2022), AC (2021 Dec). and Roof (2018). Low HOA/condo fees include access to resort-style amenities featuring a community pool, fitness center, clubhouse, playground, car wash station, and also cover water, sewer and trash. Move-in ready and conveniently located--schedule your showing today and make it yours!

Cost to own

Mortgage calculator

Home Price

$245,000

Down Payment: 20%

$49,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,249

Principal & Interest: $1,249

Property taxes (est.): $400

Insurance (est.): $163

Estimated Total Monthly

$1,813

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,249

Property taxesest. at asking price, Duval County$400

HOAbilled monthly$430

Estimated total, before insurance$2,079/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,137/yr · $345/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$232,000	$232,000	▼ $9,000
2024	$241,000	$217,618	—
2023	$241,000	$197,835	—
2022	$216,000	$179,850	▲ $17,000
2021	$163,500	$163,500	—
2020	$160,000	$160,000	—

2025 property taxes (current owner): $4,137/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,796 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 20, 2026Pending$245,000
Jun 9, 2026Listed$245,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$245,000

Price / Sq Ft$176

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,394

Year Built2006

TypeResidential

Sub-TypeCondominium

StatusPending

Has PoolNo

Is WaterfrontNo

Community Information

Address13364 Beach Boulevard 138, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionWolf Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Parcel Number1670672344

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Elevator(s), Fitness Center, Gated, Management- On Site

UtilitiesCable Connected, Electricity Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingUnassigned

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile

# of Stories1

LaundryIn Unit