Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a gated community home in St. Johns County.

Photo 1 / 56
Active

Active·Listed today

355 N Shore Circle 1324

St. Augustine, FL 32092

$318,000$166/sqftEst. $1,698/moMLS# 2166914
3
Beds
3
Baths
1,921
Sq Ft
1998
Built
—
Garage
No
Pool
HOA $737/moWaterfrontCondominium1 story

About this home

St. Augustine

PEACEFUL LAGOON VIEWS set the scene at this spacious 3-bedroom, 3-bath condo in the heart of World Golf Village. With an oversized screened lanai, a desirable second-floor location and the flexibility of 7-day minimum rentals, this property offers an appealing combination of Florida lifestyle and investment potential. Inside, the bright, all-white interior provides a fresh blank canvas ready for your personal style. The open-concept living and dining areas feel spacious and inviting, while the kitchen features elegant stone countertops, abundant cabinetry and a large breakfast bar that connects naturally to the main living space. Two sets of glass doors open to the screened lanai overlooking the lagoon and picturesque bridge—a peaceful outdoor living space for morning coffee, dining or simply enjoying the view.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,698
Property taxesest. at asking price, St. Johns County$423
HOAbilled monthly$737
Estimated total, before insurance$2,858/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,253/yr · $188/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$318,000
$63,600
Loan Term
Monthly Payment
$1,698
Principal & Interest: $1,698
Property taxes (est.): $423
Insurance (est.): $212
Estimated Total Monthly
$2,333
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,599 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$295,000$130,490—
2024$329,220$126,105—
2023$329,220$120,976—
2022$246,000$115,996—
2021$211,000$111,161—
2020$209,000$108,936—

2025 property taxes (current owner): $2,253/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 29, 2026Listed$318,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$318,000
Price / Sq Ft$166
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,921
Year Built1998
TypeResidential
Sub-TypeCondominium
StyleContemporary
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address355 N Shore Circle 1324, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionWgv Residences Ii Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0279571324
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Gated, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Gated, Curbs
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Detached Carport, Gated, Guest
ViewBridge(s), Pond
Waterfront TypeLagoon

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Gas Cooktop, Gas Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate, Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Lot DescriptionDead End Street
Patio / PorchCovered, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 29, 2026
Days on Market0
HOA Fees$737 / Monthly
HOA FrequencyMonthly
HOA NameResidences HOA
HOA Fee IncludesCable TV, Internet, Maintenance Grounds, Pest Control, Security, Sewer, Trash, Water
Tax Amount$2,252.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines