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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in WGV Residences Condo, St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Aug 6, 2026·222 days on market·Recent sales in WGV Residences Condo·WGV Residences Condo

125 Champions Way 323

St. Augustine, FL 32092

$350,000sold priceListed at $388,999 · 90% of asking$182/sqftMLS# 2117205
3
Beds
3
Baths
1,921
Sq Ft
1998
Built
1
Garage
No
Pool

All WGV Residences Condo homes for sale →Search WGV Residences Condo on the map

FEMA Zone AHOA $737/moWaterfrontCondominium1 story

About this home

WGV Residences Condo

Beautifully appointed and impeccably maintained 2nd-floor condo with vaulted ceilings, no one above, and a private 2-car garage. The spacious primary suite offers a walk-in shower, dual vanities, and a large walk-in closet w/organizer. Additional bedrooms provide generous storage throughout. Enjoy stunning water-to-golf views from the enclosed lanai featuring all-weather windows that enhance energy efficiency and comfort, making it perfect for year-round use. Features include a gas cooktop, updated appliances, tankless water heater, and AC less than 1 year old. Residents enjoy resort-style amenities—pool, hot tub, clubhouse, and fitness center—plus access to all King & Bear amenities including a heated lap pool, tennis, pickleball, and gym. Neighborhood park, dog park, and playground nearby. HOA covers water, sewer, trash, gas, pest control, exterior maintenance, building insurance, roofing, painting, and landscaping. Gated community ideal for walking, biking, and outdoor enjoyment.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, St. Johns County$466
HOAbilled monthly$737
Estimated total, before insurance$3,141/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,633/yr · $303/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $466
Insurance (est.): $233
Estimated Total Monthly
$2,638
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,676 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$320,000$269,278—
2024$329,220$279,220—
2023$329,220$255,310—
2022$246,000$232,100—
2021$211,000$211,000—
2020$209,000$209,000—

2024 property taxes (current owner): $3,633/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 13, 2026Closed$388,999
  • Aug 4, 2026Active$388,999
  • Nov 14, 2025Listed$388,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $202/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
355 N Shore Circle 1332, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$340,000$1773/31,921290.1
145 N Champions Way 114, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$410,000$1694/42,422260.1
145 N Champions Way 112, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$399,000$2083/31,921430.1
345 N Shore Circle 1227, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Jul 2026$425,000$1753/3.52,422290.1
117 Hedgewood Drive, St. Augustine, FL 32092Listed by MOMENTUM REALTYJun 2026$370,000$1714/3.52,16950.2
121 San Briso Way, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSSep 2026$270,000$1773/2.51,526480.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$388,999
Price / Sq Ft$202
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,921
Year Built1998
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesSouth

School Information

Community Information

Address125 Champions Way 323, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionWgv Residences Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0279570323
ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Park, Pickleball, Playground, RV/Boat Storage, Security, Spa/Hot Tub, Storage, Tennis Court(s), Trash
Community FeaturesSuburban, Gated
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, Parking Lot, Unassigned
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingHeat Pump
CoolingElectric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
SecurityCarbon Monoxide Detector(s), Security Gate

Exterior

Lot DescriptionDead End Street, Many Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Screened
RoofShingle
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedNovember 14, 2025
Days on Market222
HOA Fees$737 / Monthly
HOA FrequencyMonthly
HOA NameThe Amenities association @ The Residences
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water
Tax Amount$3,633
Tax Year2024
Listing TermsCash, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INTERNATIONAL GOLF REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About WGV Residences Condo

WGV Residences Condo is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all WGV Residences Condo homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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