This home is in WGV Residences Condo, St. Augustine.

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Active Under Contract

Active Under Contract·245 days on market·WGV Residences Condo

125 Champions Way 323

St. Augustine, FL 32092

$388,999$202/sqftEst. $2,070/moMLS# 2117205

Beds

Baths

1,921

Sq Ft

1998

Built

Garage

Pool

About this home

WGV Residences Condo

Beautifully appointed and impeccably maintained 2nd-floor condo with vaulted ceilings, no one above, and a private 2-car garage. The spacious primary suite offers a walk-in shower, dual vanities, and a large walk-in closet w/organizer. Additional bedrooms provide generous storage throughout. Enjoy stunning water-to-golf views from the enclosed lanai featuring all-weather windows that enhance energy efficiency and comfort, making it perfect for year-round use. Features include a gas cooktop, updated appliances, tankless water heater, and AC less than 1 year old. Residents enjoy resort-style amenities—pool, hot tub, clubhouse, and fitness center—plus access to all King & Bear amenities including a heated lap pool, tennis, pickleball, and gym. Neighborhood park, dog park, and playground nearby. HOA covers water, sewer, trash, gas, pest control, exterior maintenance, building insurance, roofing, painting, and landscaping. Gated community ideal for walking, biking, and outdoor enjoyment.

Cost to own

Mortgage calculator

Home Price

$388,999

Down Payment: 20%

$77,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,977

Principal & Interest: $1,977

Est. Taxes & Insurance: $494

Estimated Total Monthly

$2,472

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,070

Property taxesest. at asking price, St. Johns County$518

HOAbilled monthly$737

Estimated total, before insurance$3,325/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$320,000	$269,278	—
2024	$329,220	$279,220	—
2023	$329,220	$255,310	—
2022	$246,000	$232,100	—
2021	$211,000	$211,000	—
2020	$209,000	$209,000	—

2024 property taxes (current owner): $3,633/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,676 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Nov 14, 2025Listed$388,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$388,999

Price / Sq Ft$202

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage1,921

Year Built1998

TypeResidential

Sub-TypeCondominium

StatusActive Under Contract

# of Garages1

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

Direction FacesSouth

School Information

ElementaryMill Creek Academy

MiddleMill Creek Academy

HighTocoi Creek

Community Information

Address125 Champions Way 323, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionWgv Residences Condo

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0279570323

ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Park, Pickleball, Playground, RV/Boat Storage, Security, Spa/Hot Tub, Storage, Tennis Court(s), Trash

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener, Parking Lot, Unassigned

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingHeat Pump

CoolingElectric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne

SecurityCarbon Monoxide Detector(s), Security Gate