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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in WGV Residences Condo, St. Augustine — a home near Tocoi Creek High School.

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Sold

Sold·Closed Aug 28, 2026·26 days on market·Recent sales in WGV Residences Condo·WGV Residences Condo

145 N Champions Way 114

St. Augustine, FL 32092

$410,000sold priceListed at $439,000 · 93.4% of asking$169/sqftMLS# 2157149
4
Beds
4
Baths
2,422
Sq Ft
1998
Built
1
Garage
No
Pool

All WGV Residences Condo homes for sale →Search WGV Residences Condo on the map

FEMA Zone AHOA $770/moCondominium1 story

About this home

WGV Residences Condo

Professional Photos coming soon. Priced to sell! This 4-bedroom, 4-bath condo, each bedroom featuring an ensuite, is located in a golf community that boasts the world-famous Slammer & Squire Golf Club. The King & Bear Golf Club is a five-minute ride away. This is an attractive investment, with a gas fireplace, or update it and make it your own. This corner unit has an open floor plan and vaulted ceilings with abundant natural light. A large screened-in lanai with two sliding glass doors is located off the family room and is great for additional entertaining space. Newer dishwasher and refrigerator. All bedrooms have ensuites and can easily accommodate a king-size bed. One car garage with additional parking across the street. Close to the amenity center with heated pool, and spa, and nature walk.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,271
Property taxesest. at asking price, St. Johns County$546
HOAbilled monthly$770
Estimated total, before insurance$3,587/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,438/yr · $287/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$410,000
$82,000
Loan Term
Monthly Payment
$2,271
Principal & Interest: $2,271
Property taxes (est.): $546
Insurance (est.): $273
Estimated Total Monthly
$3,090
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,438/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 5, 2026Closed$439,000
  • Aug 26, 2026Pending$439,000
  • Aug 6, 2026Active Under Contract$439,000
  • Jul 29, 2026Active$439,000
  • Jul 26, 2026Listed$439,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $181/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
145 N Champions Way 112, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$399,000$2083/31,921430
355 N Shore Circle 1332, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$340,000$1773/31,921290.1
125 Champions Way 323, St. Augustine, FL 32092Listed by INTERNATIONAL GOLF REALTYAug 2026$350,000$1823/31,9212220.1
345 N Shore Circle 1227, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Jul 2026$425,000$1753/3.52,422290.1
117 Hedgewood Drive, St. Augustine, FL 32092Listed by MOMENTUM REALTYJun 2026$370,000$1714/3.52,16950.1
555 Hedgewood Drive, St. Augustine, FL 32092Listed by RE/MAX BLUE COASTMay 2025$414,000$1734/3.52,39930.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$439,000
Price / Sq Ft$181
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage2,422
Total Structure Area2,422 sq ft
Year Built1998
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address145 N Champions Way 114, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionWgv Residences Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0279570114

Amenities

AmenitiesPool, Cable TV, Car Wash Area, Clubhouse, Dog Park, Fitness Center, Gated, Spa/Hot Tub, Trash
Community FeaturesStreet Lights, Gated, Curbs
UtilitiesCable Available, Cable Connected, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Water Heater, Gas Cooktop, Gas Oven, Microwave, Plumbed For Ice Maker, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric, Zoned
FlooringCarpet
# of Stories1
LevelsOne
LaundryIn Unit
SecurityCarbon Monoxide Detector(s), Gated with Guard, Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCorner Lot
Patio / PorchFront Porch, Porch, Screened
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJuly 29, 2026
Days on Market26
HOA Fees$770 / Monthly
HOA FrequencyMonthly
HOA NameThe Residences At World Golf Village
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Security, Sewer, Trash, Water, Other
Tax Amount$3,438.44
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About WGV Residences Condo

WGV Residences Condo is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all WGV Residences Condo homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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