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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Creek, St. Augustine — a gated community home in St. Johns County.

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Active

$1,149,0003 bd · 2.5 ba · 2,921 sq ft

Active·45 days on market·Marsh Creek

500 Turnberry Lane

St. Augustine, FL 32080

$1,149,000$393/sqftEst. $6,264/mo mortgageMLS# 2166604
↓ $150,000 below original list
3
Beds
2.5
Baths
2,921
Sq Ft
1991
Built
2
Garage
No
Pool

10 more homes for sale in Marsh Creek →Search Marsh Creek on the map

FEMA Zone XHOA $227/mo12,197 sqft lotSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Marsh Creek

Overlooking the championship tee on Marsh Creek's 5th hole, this beautifully updated two-story home offers exceptional golf course views and an impressive list of recent improvements. Triple sliding doors open the main living area to an expansive deck featuring a built-in hot tub, outdoor shower and fully equipped summer kitchen with distinctive raw marble countertops--an inviting setting for relaxing or entertaining. The updated kitchen showcases marble countertops, an attractive backsplash, upgraded appliances and a convenient pot filler over the range. Marble finishes continue into the beautifully appointed bathrooms. The first-floor primary suite features a spa-inspired bath with a separate claw-foot soaking tub and walk-in shower. Also located on the main level are the living room, dining room, sitting room, powder bath and laundry room.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$6,264
Property taxesest. at asking price, St. Johns County$1,529
HOAbilled quarterly$227
Estimated total, before insurance$8,020/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,619/yr · $802/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,149,000
$229,800
Loan Term
Monthly Payment
$6,264
Principal & Interest: $6,264
Property taxes (est.): $1,529
Insurance (est.): $766
Estimated Total Monthly
$8,559
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,806 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,619/yr

Estimated taxes if purchased at asking price: ~$18,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 19, 2026Price change$1,149,000−$150,000
  • Sep 25, 2026Listed$1,299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $455/sq ft; this home is listed at $393/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
412 Marsh Point Circle, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMay 2026$788,000$3393/22,324170.1
365 Marsh Point Circle, St. Augustine, FL 32080Listed by COLDWELL BANKER PREMIER PROPERTIESSep 2026$1,075,000$3404/3.53,16470.2
912 Sandy Beach Circle, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEAug 2026$1,440,000$4104/33,510100.8
473 Ocean Forest Drive, St. Augustine Beach, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEJul 2026$1,700,000$4634/43,669700.8
30 Bermuda Run Way, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$1,300,000$4554/32,8601480.9
705 Ocean Gate Lane, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$1,400,000$5254/32,66550.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$1,149,000
Price / Sq Ft$393
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,921
Acres0.28 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryR. B. Hunt
Reported middleSebastian
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address500 Turnberry Lane, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionMarsh Creek Cc
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size12,196.8 sq ft
Parcel Number1725451850
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Park, Playground, Security, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
Security24 Hour Security, Gated with Guard, Security Gate
Spa FeaturesAbove Ground, Private

Exterior

Exterior FeaturesOutdoor Kitchen, Outdoor Shower
Lot DescriptionCorner Lot, On Golf Course
Patio / PorchCovered, Deck, Front Porch, Porch, Rear Porch
RoofShingle
ConstructionFrame
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 25, 2026
Days on Market45
HOA Fees$680 / Quarterly
HOA FrequencyQuarterly
HOA NameMarsh Creek Homeowner's Association
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$9,618.87
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Creek

Marsh Creek is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Marsh Creek homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines