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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Creek, St. Augustine — a gated community home in St. Johns County.

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Active

Active·Listed today·Marsh Creek

500 Turnberry Lane

St. Augustine, FL 32080

$1,299,000$445/sqftEst. $6,935/moMLS# 2166604
Open house Sat, Sep 26 · 10:00 am–1:00 pm
3
Beds
2.5
Baths
2,921
Sq Ft
1991
Built
2
Garage
No
Pool
HOA $227/mo12,197 sqft lotSingle Family Residence2 stories

About this home

Marsh Creek

Overlooking the championship tee on Marsh Creek's 5th hole, this beautifully updated two-story home offers exceptional golf course views and an impressive list of recent improvements. Triple sliding doors open the main living area to an expansive deck featuring a built-in hot tub, outdoor shower and fully equipped summer kitchen with distinctive raw marble countertops--an inviting setting for relaxing or entertaining. The updated kitchen showcases marble countertops, an attractive backsplash, upgraded appliances and a convenient pot filler over the range. Marble finishes continue into the beautifully appointed bathrooms. The first-floor primary suite features a spa-inspired bath with a separate claw-foot soaking tub and walk-in shower. Also located on the main level are the living room, dining room, sitting room, powder bath and laundry room.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$6,935
Property taxesest. at asking price, St. Johns County$1,729
HOAbilled quarterly$227
Estimated total, before insurance$8,890/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,619/yr · $802/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,299,000
$259,800
Loan Term
Monthly Payment
$6,935
Principal & Interest: $6,935
Property taxes (est.): $1,729
Insurance (est.): $866
Estimated Total Monthly
$9,529
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,806 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,619/yr

Estimated taxes if purchased at asking price: ~$20,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 25, 2026Listed$1,299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,299,000
Price / Sq Ft$445
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,921
Acres0.28 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address500 Turnberry Lane, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionMarsh Creek Cc
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size12,196.8 sq ft
Parcel Number1725451850
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Park, Playground, Security, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
Security24 Hour Security, Gated with Guard, Security Gate
Spa FeaturesAbove Ground, Private

Exterior

Exterior FeaturesOutdoor Kitchen, Outdoor Shower
Lot DescriptionCorner Lot, On Golf Course
Patio / PorchCovered, Deck, Front Porch, Porch, Rear Porch
RoofShingle
ConstructionFrame
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 25, 2026
Days on Market1
HOA Fees$680 / Quarterly
HOA FrequencyQuarterly
HOA NameMarsh Creek Homeowner's Association
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$9,618.87
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Creek

Marsh Creek is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Marsh Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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