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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Anastasia Dunes, St. Augustine Beach — a gated community home in St. Johns County.

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Sold

Sold·Closed Jun 4, 2026·5 days on market·Recent sales in Anastasia Dunes·Anastasia Dunes

705 Ocean Gate Lane

St. Augustine Beach, FL 32080

$1,400,000sold priceListed at $1,400,000 · 100% of asking$525/sqftMLS# 2140197
4
Beds
3
Baths
2,665
Sq Ft
2015
Built
2
Garage
No
Pool

All Anastasia Dunes homes for sale →Search Anastasia Dunes on the map

HOA $168/mo10,454 sqft lotSingle Family Residence2 stories

About this home

Anastasia Dunes

Introducing 705 Ocean Gate Lane. Tucked within the prestigious community of Anastasia Dunes, this custom-designed 2-story cottage-style home blends coastal elegance with modern sophistication and superior upgrades. Built in 2015 atop preserved dunes and under the cover of mature oak canopies, the property offers peaceful water views from both front and rear porches, along with abundant natural light from 33 windows. Outdoor living is elevated with over 1,000 sq. ft. of new upper and lower Wolf Serenity Cellular PVC decking, a bluestone patio retreat, flagstone and coquina walkway, and a premium Fire Master Aurora outdoor grilling station complete with Wellspring custom cabinetry--perfect for entertaining. What was once an exterior porch has been transformed into a 12' x 16' glass enclosed space with high tongue-and-groove wood ceilings, creating a bright year-round living space.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,755
Property taxesest. at asking price, St. Johns County$1,863
HOAbilled monthly$168
Estimated total, before insurance$9,786/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,961/yr · $830/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,400,000
$280,000
Loan Term
Monthly Payment
$7,755
Principal & Interest: $7,755
Property taxes (est.): $1,863
Insurance (est.): $933
Estimated Total Monthly
$10,551
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal, Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,571 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$988,508$575,094—
2024$945,254$558,179—
2023$877,695$540,465—
2022$819,440$519,267—
2021$598,356$502,686—
2020$557,749$495,055—

2025 property taxes (current owner): $9,961/yr

Estimated taxes if purchased at asking price: ~$22,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $450/sq ft; this home is listed at $525/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
30 Bermuda Run Way, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$1,300,000$4554/32,8601480.3
505 F Street, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEMay 2026$655,000$2904/32,26040.3
220 Madrid Street, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKJul 2026$860,000$4503/21,913160.4
300 Spanish Oak Court, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKMar 2026$736,000$3874/21,90230.4
505 Weeping Willow Lane, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINENov 2025$580,000$2924/21,986450.5
3 1st Street, St. Augustine, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYApr 2025$1,700,000$4927/53,458450.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,400,000
Price / Sq Ft$525
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,665
Total Structure Area4,458 sq ft
Acres0.24 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesNortheast

School Information

Community Information

Address705 Ocean Gate Lane, St. Augustine Beach, FL 32080
Area331-St Augustine Beach
SubdivisionAnastasia Dunes
CitySt. Augustine Beach
CountySt. Johns
StateFL
Zip Code32080
Lot Size10,454.4 sq ft
Lot Dimensions82x135
Parcel Number1724910260

Amenities

AmenitiesPool, Gated, Management - Off Site
Community FeaturesSuburban, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond, Protected Preserve, Water

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas, Wood Burning
# of Stories2
LevelsTwo
LaundryUpper Level
SecuritySecurity Gate, Security System Owned

Exterior

Exterior FeaturesBalcony, Impact Windows, Outdoor Shower
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchDeck, Front Porch, Glass Enclosed, Rear Porch, Side Porch
FencingBack Yard, Wrought Iron
RoofMetal, Shingle
ConstructionConcrete, Fiber Cement, Frame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedApril 15, 2026
Days on Market5
HOA Fees$168 / Monthly
HOA FrequencyMonthly
Tax Amount$9,960.71
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Anastasia Dunes

Anastasia Dunes is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Anastasia Dunes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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