This home is in Anastasia Dunes, St. Augustine.
Sold·Closed Aug 25, 2026·10 days on market·Recent sales in Anastasia Dunes·Anastasia Dunes
912 Sandy Beach Circle
St. Augustine, FL 32080
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About this home
Anastasia Dunes
Located on a quiet cul-de-sac within the prestigious community of Anastasia Dunes, this welcoming home is just steps to the beach. Custom built on 1/3acre, this home offers both privacy and an ideal island location. Majestic Oaks and dappled sunlight open to a picturesque front porch. Inside, vaulted ceilings adorned with wood beams and wide open spaces create an elegant coastal retreat. The warm sophisticated kitchen, showcasing solid maple cabinetry, a sandy taupe glass backsplash and understated Fantasy Brown countertops, seamlessly transitions to the outdoors. Expansive windows frame peaceful preserve views and glass doors open directly to the paver patio and fire pit for easy indoor/outdoor living. The spacious downstairs master feels like a resort with views of lush tropical landscaping and a truly luxurious en-suite complete with a deep soaking tub. A custom solid wood barn door opens toa separate wing of the home featuring a light-filled office and a 2nd downstairs guest
Next steps in Anastasia Dunes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2011)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,789 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $8,700/yr
Estimated taxes if purchased at asking price: ~$23,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 30, 2026Closed$1,482,000
- Aug 8, 2026Active Under Contract$1,482,000
- Aug 7, 2026Listed$1,482,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $525/sq ft; this home is listed at $422/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 473 Ocean Forest Drive, St. Augustine Beach, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINE | Jul 2026 | $1,700,000 | $463 | 4/4 | 3,669 | 70 | 0.1 |
| 30 Bermuda Run Way, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $1,300,000 | $455 | 4/3 | 2,860 | 148 | 0.1 |
| 705 Ocean Gate Lane, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $1,400,000 | $525 | 4/3 | 2,665 | 5 | 0.2 |
| 688 Ocean Palm Way, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $4,050,000 | $955 | 4/5.5 | 4,239 | 53 | 0.5 |
| 1 2nd Lane, St. Augustine, FL 32080Listed by NON MLS (realMLS) | Jun 2026 | $4,250,000 | $933 | 6/6.5 | 4,557 | 0 | 0.8 |
| 3 1st Street, St. Augustine, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Apr 2025 | $1,700,000 | $492 | 7/5 | 3,458 | 45 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: ENGEL & VOLKERS ST AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Anastasia Dunes
Anastasia Dunes is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines