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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Active Under Contract

Active Under Contract·1 day on market

912 Sandy Beach Circle

St. Augustine, FL 32080

$1,482,000$422/sqftEst. $7,643/moMLS# 2159181
4
Beds
3
Baths
3,510
Sq Ft
2011
Built
2
Garage
No
Pool

About this home

St. Augustine

Located on a quiet cul-de-sac within the prestigious community of Anastasia Dunes, this welcoming home is just steps to the beach. Custom built on 1/3acre, this home offers both privacy and an ideal island location. Majestic Oaks and dappled sunlight open to a picturesque front porch. Inside, vaulted ceilings adorned with wood beams and wide open spaces create an elegant coastal retreat. The warm sophisticated kitchen, showcasing solid maple cabinetry, a sandy taupe glass backsplash and understated Fantasy Brown countertops, seamlessly transitions to the outdoors. Expansive windows frame peaceful preserve views and glass doors open directly to the paver patio and fire pit for easy indoor/outdoor living. The spacious downstairs master feels like a resort with views of lush tropical landscaping and a truly luxurious en-suite complete with a deep soaking tub. A custom solid wood barn door opens toa separate wing of the home featuring a light-filled office and a 2nd downstairs guest

Cost to own

Mortgage calculator

$1,482,000
$296,400
Loan Term
Monthly Payment
$7,643
Principal & Interest: $7,643
Property taxes (est.): $1,972
Insurance (est.): $988
Estimated Total Monthly
$10,603
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$7,643
Property taxesest. at asking price, St. Johns County$1,972
HOAbilled annually$168
Estimated total, before insurance$9,783/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,700/yr · $725/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,700/yr

Estimated taxes if purchased at asking price: ~$23,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 8, 2026Active Under Contract$1,482,000
  • Aug 7, 2026Listed$1,482,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,482,000
Price / Sq Ft$422
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,510
Acres0.34 acres
Year Built2011
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address912 Sandy Beach Circle, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionAnastasia Dunes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size14,810.4 sq ft
Parcel Number1724910560

Amenities

AmenitiesPool
UtilitiesSewer Connected
Water SourcePublic, Well
ParkingGarage

Interior

Interior FeaturesGuest Suite, Primary Downstairs
AppliancesOther
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories2
SecuritySecurity Gate

Additional Information

Date ListedAugust 7, 2026
Days on Market17
HOA Fees$2,020 / Annually
HOA FrequencyAnnually
Tax Amount$8,699.65
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENGEL & VOLKERS ST AUGUSTINE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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