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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Creek, St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Sep 24, 2026·7 days on market·Recent sales in Marsh Creek·Marsh Creek

365 Marsh Point Circle

St. Augustine, FL 32080

$1,075,000sold priceListed at $1,150,000 · 93.5% of asking$340/sqftMLS# 2162381
4
Beds
3.5
Baths
3,164
Sq Ft
1995
Built
2
Garage
Yes
Pool

9 more homes for sale in Marsh Creek →Search Marsh Creek on the map

FEMA Zone XHOA $227/mo13,068 sqft lotSingle Family Residence1 story

About this home

Marsh Creek

Where timeless elegance meets the demands of today's buyer! This beautifully maintained home offers an amazing pool and a picturesque view across the lake to the fourth green. Interior highlights include wood floors, custom cabinetry, a spacious pantry, abundant closet space, and an updated kitchen and primary bath. All bedrooms are conveniently located on the first floor, with the exception of a versatile bonus room above the garage featuring its own powder room--ideal for an office, media room, guest retreat or hobby space. Outdoors, enjoy the pool, expansive paver patio, paver driveway and beautifully manicured yard, all framed by serene lake and golf course views. A wonderful combination of classic style, thoughtful updates, flexible living space and an exceptional Marsh Creek setting.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,954
Property taxesest. at asking price, St. Johns County$1,430
HOAbilled quarterly$227
Estimated total, before insurance$7,612/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,771/yr · $481/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,075,000
$215,000
Loan Term
Monthly Payment
$5,954
Principal & Interest: $5,954
Property taxes (est.): $1,430
Insurance (est.): $717
Estimated Total Monthly
$8,102
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:26 AM, sunset 6:56 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,771/yr

Estimated taxes if purchased at asking price: ~$17,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Closed$1,150,000
  • Sep 10, 2026Pending$1,150,000
  • Aug 28, 2026Active Under Contract$1,150,000
  • Aug 28, 2026Listed$1,150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $468/sq ft; this home is listed at $363/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
473 Ocean Forest Drive, St. Augustine Beach, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEJul 2026$1,700,000$4634/43,669700.8
188 Herons Nest Lane, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,850,000$4823/33,84200.9
912 Sandy Beach Circle, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEAug 2026$1,440,000$4104/33,510100.9
705 Ocean Gate Lane, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$1,400,000$5254/32,66550.9
4 Santa Maria Lane, St. Augustine Beach, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEMar 2026$824,000$3374/32,444330.9
170 Herons Nest Lane, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,820,000$4685/4.53,890331

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,150,000
Price / Sq Ft$363
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,164
Total Structure Area3,164 sq ft
Acres0.30 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesAbove Ground, In Ground, Heated, Screen Enclosure
Is WaterfrontNo
Gated CommunityYes
Direction FacesEast

School Information

Community Information

Address365 Marsh Point Circle, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionMarsh Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size13,068 sq ft
Parcel Number1725451350
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management - Off Site, Park, Playground, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewLake, Pool

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringStone, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Security24 Hour Security, Gated with Guard, Security Gate

Exterior

Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionBrick
Road SurfacePaved

Additional Information

Date ListedAugust 28, 2026
Days on Market7
HOA Fees$680 / Quarterly
HOA FrequencyQuarterly
HOA NameMarsh Creek Homeowners Association
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$5,770.84
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES

Sold by: COLDWELL BANKER PREMIER PROPERTIES (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Creek

Marsh Creek is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Marsh Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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