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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ship Watch, Fernandina Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Aug 8, 2025·106 days on market·Recent sales in Ship Watch·Ship Watch

1368 Shipwatch Circle

Fernandina Beach, FL 32034

$850,000sold priceListed at $890,000 · 95.5% of asking$609/sqftMLS# 2080613
2
Beds
2
Baths
1,395
Sq Ft
1975
Built
—
Garage
No
Pool

3 more homes for sale in Ship Watch →Search Ship Watch on the map

HOA $153/mo4.44 acresWaterfrontCondominium1 story

About this home

Ship Watch

OCEANFRONT TURNKEY VILLA IN EXCLUSIVE AMELIA ISLAND PLANTATION. Experience resort-style living in this unique 2BR 2BA, 4th-floor Shipwatch Villa with a RARE FLOOR PLAN that features an EXTRA-LARGE OCEANFRONT DECK OFFERING STUNNING VIEWS OF THE SPARKLING ATLANTIC OCEAN. This desirable villa boasts open concept living areas that flow seamlessly to the spacious deck, perfect for soaking in gorgeous sunrises or dining alfresco. EACH BEDROOM ALSO HAS ITS OWN ACCESS TO THE LARGE BALCONY TO ENJOY THE SOUND OF WAVES AND WARM OCEAN BREEZES. The HEATED COMMUNITY POOL has a spacious sun deck and grilling area, just a short stroll from the beach. Includes a large owner's closet and a private storage unit under the building. Currently part of the Omni rental program with a STRONG HISTORY OF YEAR-ROUND RENTALS including conferences and special events. Fully furnished, completely turnkey, and a PET FRIENDLY COMMUNITY. CALL LISTING AGENT FOR CLUB MEMBERSHIP INFORMATION.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,708
Property taxesest. at asking price, Nassau County$1,173
HOAbilled annually$153
Estimated total, before insurance$6,035/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$11,914/yr · $993/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$850,000
$170,000
Loan Term
Monthly Payment
$4,708
Principal & Interest: $4,708
Property taxes (est.): $1,173
Insurance (est.): $567
Estimated Total Monthly
$6,448
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $11,914/yr

Estimated taxes if purchased at asking price: ~$14,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $764/sq ft; this home is listed at $638/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1391 Shipwatch Circle, Fernandina Beach, FL 32034Listed by COMPASS FLORIDA LLCJul 2026$965,000$7642/21,263540
1350 Shipwatch Circle, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYMar 2026$1,040,000$6302/21,650280
1334 Shipwatch Circle 1334, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJan 2026$810,000$5932/21,367240
1349 Shipwatch Circle, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTMay 2025$1,400,000$7803/31,79400
1169 Beach Walker Road 1169, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTFeb 2026$1,000,000$6114/41,636120.2
1185 Beach Walker Road 1185, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJul 2025$1,050,000$8092/21,298340.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$890,000
Price / Sq Ft$638
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,395
Acres4.44 acres
Year Built1975
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address1368 Shipwatch Circle, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionShip Watch
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size193,406.4 sq ft
Parcel Number016N29V12013680000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot
Waterfront TypeOcean Front

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1

Exterior

Patio / PorchCovered

Additional Information

Date ListedApril 9, 2025
Days on Market106
HOA Fees$1,838 / Annually
HOA FrequencyAnnually
HOA NameShipwatch Villas
HOA Fee IncludesInsurance, Sewer, Trash, Water
Tax Amount$11,914.14
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ship Watch

Ship Watch is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Ship Watch homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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