This home is in Ship Watch, Fernandina Beach — an oceanfront home in Northeast Florida.
Sold·Closed Jul 31, 2026·54 days on market·Recent sales in Ship Watch·Ship Watch
1391 Shipwatch Circle
Fernandina Beach, FL 32034
4 more homes for sale in Ship Watch →Search Ship Watch on the map
About this home
Ship Watch
Enjoy breathtaking views of the Atlantic Ocean from every room in this stunning 5th-floor residence. This beautiful condo offers an exceptional blend of luxury, comfort, and coastal living. Unit 1391 is available fully furnished, making it truly move-in ready. Residents have the opportunity to obtain membership to the prestigious Amelia Island Club located in the Plantation. Perched above the treetops, this 5th-floor retreat showcases panoramic coastline views! The inviting entry opens into a spacious, well-appointed kitchen and dining area that flows seamlessly into a bright and airy living room. The open floor plan was designed to maximize the spectacular ocean views. Both bedrooms are located on the oceanfront side and offer private balconies overlooking the heated ocean-front pool. Located within the gated community of Amelia Island Plantation, residents enjoy over 1,350 acres of preserved maritime forests, scenic marshlands, and 3.5 miles of pristine beachfront.
Next steps in Ship Watch
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1975)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,746 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $832,000 | $637,078 | — |
| 2024 | $824,000 | $824,000 | — |
| 2023 | $820,000 | $820,000 | — |
| 2022 | $631,000 | $436,800 | — |
| 2021 | $526,000 | $422,121 | — |
| 2020 | $458,000 | $458,000 | — |
2025 property taxes (current owner): $10,445/yr
Estimated taxes if purchased at asking price: ~$16,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 2, 2026Closed$995,000
- May 13, 2026Listed$995,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $329/sq ft; this home is listed at $788/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1657 Sea Dunes Place, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Sep 2026 | $975,000 | $871 | 2/2 | 1,120 | 24 | 0.3 |
| 318 Sandcastles Court, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jun 2026 | $665,000 | $607 | 1/1 | 1,096 | 10 | 0.7 |
| 2109 Beachwood Road, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2026 | $390,000 | $322 | 2/2 | 1,210 | 140 | 0.8 |
| 3012 Sea Marsh Road, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Jun 2026 | $475,000 | $316 | 2/2.5 | 1,505 | 208 | 0.9 |
| 3028 Sea Marsh Road, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Jun 2026 | $400,000 | $266 | 2/2.5 | 1,505 | 210 | 0.9 |
| 2322 /2324 Boxwood Lane, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Jul 2026 | $480,000 | $329 | 2/2 | 1,460 | 64 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ship Watch
Ship Watch is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
View all Ship Watch homes for sale →Keep looking
More homes in Ship Watch
For Sale1385 Shipwatch CircleFernandina Beach, FL 32034
2 bd · 2 ba · 1,263 sq ft
$949,000Est. $5,051/moWake up to breathtaking sunrises and the soothing ocean breeze from this furnished third-floor condo, nestled within a…
Listing Office: exp realty llc
For Sale1342 Shipwatch CircleFernandina Beach, FL 32034
3 bd · 3.5 ba · 1,828 sq ft
$1,050,000Est. $5,589/moOCEANFRONT resort-style living within the exclusive, gated Amelia Island Plantation. This unique END UNIT, 3BRM, 3.5BA,…
Listing Office: christie's international real estate first coast
For Sale1302 Shipwatch CircleFernandina Beach, FL 32034
3 bd · 3.5 ba · 2,131 sq ft
$1,299,000Est. $6,914/moLocated in the Amelia Island Plantation resort ''crown jewel of Amelia Island '' it is steps from the private beach.…
Listing Office: beycome of florida llc
For Sale1332 Shipwatch CircleFernandina Beach, FL 32034
3 bd · 3 ba · 1,794 sq ft
$1,350,000Est. $7,185/moExperience ultimate oceanfront living at 1332 Shipwatch Circle, a rare 3-bedroom villa within the prestigious gated…
Listing Office: amelia island real estate services
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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