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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach an oceanfront home in Northeast Florida.

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Active·Listed today

1331 1st Street N 205

Jacksonville Beach, FL 32250

$2,230,000$835/sqftEst. $11,583/moMLS# 2164983
4
Beds
3.5
Baths
2,671
Sq Ft
2002
Built
1
Garage
No
Pool

About this home

Jacksonville Beach

Luxury Oceanfront Condominium located in Jax Bch Experience refined coastal living in this gorgeous oceanfront condo end unit. Offering breathtaking ocean views and private beach access, this elegant residence is ideally situated within easy golf cart ride, walking & biking distance of local restaurants, boutique shopping, and entertainment. The sophisticated kitchen showcases crisp quartz countertops, a striking herringbone marble backsplash, and thoughtfully selected finishes that complement the home's beautiful coastal setting. Positioned directly in front of the community pool, the residence provides convenient access to one of the property's premier amenities. A secure lobby welcomes residents and guests, while elevator access is an easy way to your condo. Enjoy proximity to exceptional dining in Jax Beach, Neptune Beach and Atlantic Beach, with Ponte Vedra Beach also nearby!

Cost to own

Mortgage calculator

$2,230,000
$446,000
Loan Term
Monthly Payment
$11,583
Principal & Interest: $11,583
Property taxes (est.): $3,641
Insurance (est.): $1,487
Estimated Total Monthly
$16,711
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$11,583
Property taxesest. at asking price, Duval County$3,641
HOAbilled monthly$1,734
Estimated total, before insurance$16,958/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$24,916/yr · $2,076/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $24,916/yr

Estimated taxes if purchased at asking price: ~$43,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 15, 2026Listed$2,230,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,230,000
Price / Sq Ft$835
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,671
Acres0.02 acres
Year Built2002
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address1331 1st Street N 205, Jacksonville Beach, FL 32250
Area211-Jacksonville Beach-NE
SubdivisionThe Landmark
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size871.2 sq ft
Parcel Number1754461830
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Beach Access, Elevator(s), Storage, Trash
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Garage, Garage Door Opener, Parking Lot
ViewBeach, Ocean, Pool, Water
Waterfront TypeOcean Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LaundryIn Unit

Exterior

Exterior FeaturesBalcony
FencingFenced
RoofTile

Additional Information

Date ListedSeptember 16, 2026
Days on Market0
HOA Fees$1,734 / Monthly
HOA FrequencyMonthly
Tax Amount$24,915.64
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PENINSULA PROPERTIES REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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