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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Oceanside 932 Condos, Jacksonville Beach — a gated community home in Jacksonville.

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Sold

Sold·Closed Jul 10, 2026·50 days on market·Recent sales in Oceanside 932 Condos·Oceanside 932 Condos

932 1st Street N 203

Jacksonville Beach, FL 32250

$950,000sold priceListed at $999,000 · 95.1% of asking$386/sqftMLS# 2140157
3
Beds
3.5
Baths
2,463
Sq Ft
2007
Built
—
Garage
No
Pool

All Oceanside 932 Condos homes for sale →Search Oceanside 932 Condos on the map

HOA $1341/moCondominium1 story

About this home

Oceanside 932 Condos

Welcome to Oceanside, where life on 1st Street means front row access to everything that makes Jacksonville Beach special. From parades and fireworks to Blue Angel flyovers and daily beach activity, this 2nd floor residence offers ocean views and a unique blend of lifestyle, space, and potential. With 2,463 square feet, 3 bedrooms, and 3.5 baths, the layout is wide, functional, and designed to live more like a home than a typical condo. Natural light fills the space, and the open living areas flow seamlessly to the balcony, where ocean views create an indoor outdoor connection. The floor plan offers a split bedroom layout for privacy, including a spacious owner's suite with balcony access, dual walk in closets, and an ensuite bath with soaking tub, separate shower, dual vanities, and a private water closet. Two additional bedrooms, one with an ensuite bath, make the home ideal for guests. This residence is priced well below

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,262
Property taxesest. at asking price, Duval County$1,551
HOAbilled monthly$1,341
Estimated total, before insurance$8,154/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,828/yr · $652/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$950,000
$190,000
Loan Term
Monthly Payment
$5,262
Principal & Interest: $5,262
Property taxes (est.): $1,551
Insurance (est.): $633
Estimated Total Monthly
$7,447
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Membrane, Tile — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,038,825$397,783—
2024$781,850$384,456—
2023$796,100$370,346—
2022$745,750$356,647—
2021$674,025$393,347—
2020$648,850$362,226—

2025 property taxes (current owner): $7,828/yr

Estimated taxes if purchased at asking price: ~$18,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 10, 2026Closed$999,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $488/sq ft; this home is listed at $406/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
917 1st Street N 1001, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPOct 2026$1,499,000$6613/32,26910
932 1st Street N 701, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$1,222,500$4883/3.52,505510
932 1st Street N 501, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS ST JOHNSJun 2026$1,196,000$4773/3.52,505420
932 1st Street N 301, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJan 2026$1,159,000$4633/3.52,5051680
404 9th Avenue N, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYJun 2026$611,000$3194/3.51,915810.2
1331 1st Street N 402, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPMay 2025$1,490,000$7803/31,91020.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$999,000
Price / Sq Ft$406
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,463
Year Built2007
TypeResidential
Sub-TypeCondominium
StyleOther
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address932 1st Street N 203, Jacksonville Beach, FL 32250
Area211-Jacksonville Beach-NE
SubdivisionOceanside 932
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1739219310

Amenities

AmenitiesPool, Elevator(s), Gated, Management - Live In, Management- On Site, Service Elevator(s), Spa/Hot Tub, Storage, Trash
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Covered, Garage, Garage Door Opener, Gated, Parking Lot, Secured
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Nook, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringConcrete, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecurityFire Sprinkler System, Secured Elevator, Secured Lobby, Security Fence, Security Gate, Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
FencingOther
RoofMembrane, Tile
Road FrontageCity Street

Additional Information

Date ListedApril 22, 2026
Days on Market50
HOA Fees$1,341 / Monthly
HOA FrequencyMonthly
HOA NameOceanside 932
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water, Other
Tax Amount$7,827.81
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Oceanside 932 Condos

Oceanside 932 Condos is a neighborhood in Jacksonville Beach Condos, FL (Duval County), ZIP 32250.

View all Oceanside 932 Condos homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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