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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Samara Lakes, St. Augustine — a home near Tocoi Creek High School.

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Sold

Sold·Closed Aug 10, 2026·17 days on market·Recent sales in Samara Lakes·Samara Lakes

1364 Nochaway Drive

St. Augustine, FL 32092

$414,000sold priceListed at $420,000 · 98.6% of asking$199/sqftMLS# 2152321
4
Beds
2
Baths
2,085
Sq Ft
2015
Built
2
Garage
No
Pool

9 more homes for sale in Samara Lakes →Search Samara Lakes on the map

FEMA Zone XHOA $71/mo7,405 sqft lotSingle Family Residence1 story

About this home

Samara Lakes

Single-story, four bedrooms, & a 2024 roof, let's start there, because that's the stuff that actually matters. Tucked into Samara Lakes with a wooded preserve behind the back fence, this 2,085 sq ft one-story home gives you privacy you don't usually get at this price. Inside, it's an easy split floor plan: four real bedrooms, two baths, plus a flex room that's begging to be your office, playroom, or ''please-let-me-have-five-minutes'' room. The kitchen anchors the home with granite counters, stainless appliances, a subway-tile backsplash, and warm cherry cabinets -- open to the living area so the cook's never stuck missing the conversation. There's a formal dining room up front and a sunny breakfast nook off the kitchen with sliders out to the screened lanai. The owner's suite sits private on its own side, with a bay window, tray ceiling, double-vanity bath, and a separate walk-in shower.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,293
Property taxesest. at asking price, St. Johns County$551
HOAbilled monthly$71
Estimated total, before insurance$2,915/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,167/yr · $431/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$414,000
$82,800
Loan Term
Monthly Payment
$2,293
Principal & Interest: $2,293
Property taxes (est.): $551
Insurance (est.): $276
Estimated Total Monthly
$3,120
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,651 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$358,813$358,813—
2024$355,253$355,253—
2023$361,670$293,911—
2022$348,131$283,894—
2021$243,650$152,874—
2020$228,802$150,073—

2025 property taxes (current owner): $5,167/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 27, 2026Closed$420,000
  • Jul 15, 2026Active Under Contract$420,000
  • Jun 25, 2026Listed$420,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $201/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2421 E Caparina Drive, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYSep 2026$510,000$2404/32,129250.3
1176 Nochaway Drive, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCSep 2026$425,000$1894/22,251730.4
423 Samara Lakes Parkway, St. Augustine, FL 32092Listed by 1 REALTY CORPAug 2026$363,999$2143/21,699270.4
1134 Ardmore Street, St. Augustine, FL 32092Listed by PEARSALL PROPERTIES INCSep 2026$340,000$2033/21,67411.3
94 Lone Cypress Way, St. Augustine, FL 32092Listed by LPT REALTY LLCOct 2026$475,000$2633/21,807951.4
145 Lone Cypress Way, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCSep 2026$465,000$2343/2.51,989751.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$420,000
Price / Sq Ft$201
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,085
Acres0.17 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1364 Nochaway Drive, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionSamara Lakes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size7,405.2 sq ft
Parcel Number0275014890

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchRear Porch, Screened
RoofShingle
ConstructionFiber Cement, Stucco
Road SurfacePaved

Additional Information

Date ListedJune 25, 2026
Days on Market17
HOA Fees$71 / Monthly
HOA FrequencyMonthly
Tax Amount$5,166.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Samara Lakes

Samara Lakes is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Samara Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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