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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Samara Lakes, St. Augustine a waterfront home in St. Johns County.

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Active Under Contract

Active Under Contract·45 days on market·Samara Lakes

1247 Nochaway Drive

St. Augustine, FL 32092

$350,000$254/sqftEst. $1,785/moMLS# 2150634
3
Beds
2
Baths
1,376
Sq Ft
2008
Built
2
Garage
No
Pool

About this home

Samara Lakes

Welcome to Samara Lakes in desirable St. Johns County-with NO CDD fees! This recently renovated home features luxury vinyl plank flooring throughout with no carpet, a 2024 roof, repainted exterior, fresh landscaping with majestic palm trees, and an epoxy-finished garage floor. The updated kitchen shines with large cabinetry, quartz countertops and backsplash, a newer refrigerator, bay window, and French door overlooking the backyard. The spacious primary suite offers a closet system and an updated bath with quartz countertops and a stunning custom shower. The additional bathroom also features quartz countertops, custom cabinetry, and framed mirror. Enjoy peace in the fully fenced backyard with a quiet water view and plenty of room for outdoor play. All kitchen appliances and washer and dryer, both nearly new, are included. Conveniently located near top-rated schools, shopping, and dining, with easy highway access. Don't wait, schedule your private tour!

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,785
Principal & Interest: $1,785
Property taxes (est.): $466
Insurance (est.): $233
Estimated Total Monthly
$2,484
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,785
Property taxesest. at asking price, St. Johns County$466
HOAbilled monthly$71
Estimated total, before insurance$2,321/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 9, 2026Active Under Contract$350,000
  • Jun 15, 2026Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$350,000
Price / Sq Ft$254
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,376
Acres0.17 acres
Year Built2008
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address1247 Nochaway Drive, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionSamara Lakes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size7,405.2 sq ft
Parcel Number0275012530
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Maintenance Grounds, Park, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryLower Level
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
FencingBack Yard, Privacy, Wood, Wrought Iron
RoofShingle
ConstructionStucco
Road SurfaceConcrete, Paved
Road FrontagePrivate Road

Additional Information

Date ListedJune 15, 2026
Days on Market24
HOA Fees$71 / Monthly
HOA FrequencyMonthly
HOA NameFirst Service Residential
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Samara Lakes

Samara Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Samara Lakes homes for sale →

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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